NIB Holdings Ltd · ASX:NHF
NIB — Macquarie Australia Conference 2025
14 slides from NIB's conference presentation, May 6, 2025
Slide 1: Presentation to the Macquarie Australia Conference and update on FY25 business performance
nib holdings limited t 13 14 63 Head Office e [email protected] 22 Honeysuckle Drive w nib.com.au Newcastle NSW 2300 abn 51 125 633 856 6 May 2025 Company Announcements Office ASX Limited 20 Bridge Street SYDNEY NSW 2000 Presentation to the Macquarie Australia Conference For personal use only and updat
Slide 2: Macquarie Australia Conference
Macquarie For personal use only Australia Conference Ed Close nib Group, Chief Executive Officer and Managing Director 6 May 2025
Slide 3: Acknowledgement of Country
nib acknowledges Aboriginal and Torres Strait Islander peoples as the First Australians and pays respect to Elders past and present across For personal use only all the lands on which we operate. We acknowledge the rich and meaningful contribution they make to life and culture in Australia, and we a
Slide 4: Disclaimer
Disclaimer The material in this presentation is current as at the date of preparation, being 5 May 2025 and is In particular, readers are cautioned not to place undue reliance on forward-looking statements, given in summary form. It is intended to be read in conjunction with the verbal presentation
Slide 5: Our purpose, vision and mission
Our purpose, vision and mission. Purpose: Your better health and wellbeing. jon: We Protect our We Connect our customers by ensuring customers to trusted healthcare is more providers and accessible and partners, simplifying affordable. Through the healthcare and great value insurance, disability jou
Slide 6: nib at a glance
nib at a glance As a leading health insurer nib supports more than 1.9 million people across Australia and New Zealand. Our Grow and differentiated model, built on strong distribution, digital-first strengthen our experiences, and superior risk selection enables above Australian For personal use onl
Slide 7: Consistent revenue growth and earnings contribution
Consistent revenue growth and earnings contribution Group Revenue & UOP ($m) For personal use only 4,000.0 350.0 3,500.0 300.0 3,000.0 250.0 2,500.0 200.0 2,000.0 150.0 1,500.0 100.0 1,000.0 500.0 50.0 0.0 0.0 FY14 FY15 FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 Group Revenue - AASB17 Group UOP -
Slide 8: Strong track record of arhi outperforming industry
Strong track record of arhi outperforming industry Strong and sustainable policyholder growth Consistent market share momentum 250% Changes in market share from FY14 – FY241 For personal use only 200% +1.9% +1.8% 150% +0.7% +0.7% -1.0% -1.3% -2.4% 100% 50% 0% FY02 FY04 FY06 FY08 FY10 FY12 FY14 FY16
Slide 9: PHI Market Attractiveness
PHI Market Attractiveness Ed Attractive and stable market supported by government As Australia’s fourth largest PHI, nib is strategically participation incentives, and high barriers to entry. positioned to continue growth and strong performance. • Industry claims stabilising post COVID period. • Div
Slide 10: nib Strategy
nib Strategy. Grow and strengthen our core PHI businesses in Australia and New Zealand. Australian Residents FF ternational wo Increase Group productivity & efficiency V Grow share in ‘high value’ segments with a distinctive proposition and diversified distribution model. v Scale up our health partn
Slide 11: How we create and capture value in PHI
How we create and capture value in PHI Ed 4. customer Growth via Retention For personal use only 6. Optimise for 3. customer Satisfaction via Productivity & Digital-First Experiences Efficiency 6 3 6 3 5 Value Growth 2 2 4 1 4 1 5. Provider Networks, Health Strategy & 1 2. customer Growth via Claims
Slide 12: Progress on our strategic priorities
Progress on our strategic priorities Grow and strengthen our core PHI Refocus adjacent businesses on Build a sustainable disability plan businesses driving value for core PHI management business For personal use only ► arhi premium increase balancing ► Over 13.6K hospital bed days saved FY25 ► Integ
Slide 13: nib NZ update
nib NZ update NZ CPI Conditions remain challenging in NZ. 16.0% • Weak GDP growth with Hospital Services and Health CPI remaining elevated. For personal use only 12.0% 8.0% • Ongoing market uncertainty remains as industry claims 4.0% conditions continue to deteriorate with public hospital 0.0% wait
Slide 14: FY25 Outlook
FY25 Outlook As presented at 1H25 results Update ► FY25 Group UOP guidance at $235-250m Group For personal use only ► No change. ► FY25 Group SOP guidance at $200-$218m ► FY25 net policyholder growth ~3% ► Net policyholder growth on track. arhi ► FY25 arhi margins in upper end of 6-7% target range ►