Healthequity, Inc. · NASDAQ:HQY

Healthequity — Investor Presentation (2025)

13 slides from Healthequity's investor presentation, 2025

Slide 2: Get support for medical costs
Get support for medical costs Health Reimbursement Arrangements (HRAs) are employer-sponsored accounts that offer you money to pay for eligible healthcare expenses. 2
Slide 3: Bridge the gap on eligible healthcare expenses
Bridge the gap on eligible healthcare expenses No payroll deductions needed Money reimbursed won’t be taxed as income Pay for eligible healthcare expenses
Slide 4: Reimbursements for eligible expenses are not taxed
Reimbursements for eligible expenses are not taxed Check your Summary Plan Descriptions to determine eligible expenses. Search for possible eligible expenses at HealthEquity.com/hra-qme
Slide 5: HRA eligible expenses
HRA eligible expenses << Item 1 >> << Item 2 >> << Item 3 >> << Item 4 >> << Item 5 >> << Item 6 >>
Slide 6: How it works
How it works << Name of plan >> 01 << Step 1 >> 02 << Step 2 >> 03 << Step 3 >> 04 << Step 4 >>
Slide 7: No 'double dipping'
No ‘double dipping’ No reimbursement for the same expense by HRA and Flexible Spending Account (FSA) or Health Savings Account (HSA) Consult your Summary Plan Description from your employer to find out which account pays first.
Slide 8: Check your important dates
> = s oe Ww = o Do = Check your important dates
Slide 9: What's needed for reimbursement
What’s needed for reimbursement Documentation that includes the following should be provided:  Names of providers  Names of persons who received care or service  Dates of service or care  Descriptions of services  Costs of service or care 9
Slide 10: HealthEquity makes saving easy
HealthEquity makes saving easy 24/7 Member Services via call or chat On-the-go access with our mobile app* Fast, convenient payment and reimbursement Accounts must be activated via the HealthEquity website or app in order to use the mobile app. * 10
Slide 13: HealthEquity
HealthEquity:

HealthEquity — Investor Presentation (2025) on 6ix

Healthequity — Investor Presentation (2025)

Slide 1: HRA the easy way

Slide 2: Get support for medical costs

Slide 3: Bridge the gap on eligible healthcare expenses

Slide 4: Reimbursements for eligible expenses are not taxed

Slide 5: HRA eligible expenses

Slide 6: How it works

Slide 7: No 'double dipping'

Slide 8: Check your important dates

Slide 9: What's needed for reimbursement

Slide 10: HealthEquity makes saving easy

Slide 11: Should I use an HRA?

Slide 12: Questions?

Slide 13: HealthEquity