Medi Assist Healthcare Services Limited · NSE:MEDIASSIST
Medi Assist Healthcare Services — H1FY27 Earnings Presentation
22 slides from Medi Assist Healthcare Services's earnings presentation, Nov 1, 2026
Slide 1: Exchange filing cover letter: Investor Presentation
November 1, 2026 To, Listing Department Department of Corporate Services National Stock Exchange of India Limited BSE Limited Exchange Plaza, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Bandra (East), Dalal Street, Mumbai - 400 051 Mumbai - 400 001 Symbol: MEDIASSIST Scrip Code: 544088 Subject:
Slide 2: Investor Presentation Q2 and H1FY27
Medi Assist Healthcare Services Limited Investor Presentation Q2 and H1FY27 Powered by technology. Led by empathy. 2026 Copyright Medi Assist 1
Slide 3: Management Commentary – Q2 & H1FY27
Management Commentary – Q2 & H1FY27 “Medi Assist continues to advance India’s healthcare transition toward greater access, accountability, and affordability. Our core infrastructure—spanning digital interfaces, our network, claims engine, data analytics, and risk controls—supports customer and claim
Slide 4: Financial Highlights – H1FY27 (Consolidated)
Summary of Financials Financial Highlights – H1FY27 (Consolidated) Reported PAT Total Income EBITDA Reported PAT Operating Revenue EBITDA Margin Margin ₹492.4 Cr ₹97.2 Cr ₹49.2 Cr ₹478.0 Cr 20.3% 10.0% +13.8% YoY +19.0% YoY +60.2% YoY +13.0% YoY +103 bps YoY +289 bps YoY WHAT DROVE Q2 AND H1, BY BUS
Slide 5: Q2 & H1FY27: A Stronger, More Profitable Platform
Key Messages Q2 & H1FY27: A Stronger, More Profitable Platform Our first like-for-like quarter since Paramount: integration complete, margins recovering, and the mix moving to higher-value platform and international revenue. MARGIN RATIONALISATION PLATFORM SCALING INTERNATIONAL BUILD-OUT A STABLE, CAS
Slide 6: Three Ways to Work With Us
Business Model Three Ways to Work With Us INDIA TPA PLATFORM & HBA INTERNATIONAL We run it, in India You run it, on our technology We run it, worldwide Our people and platforms administer Insurers/Payers license MAtrix, MAgnum, Mayfair We Care administers Group, Retail and Government benefits MAven o
Slide 7: Revenue by Line of Business – Q2 and H1FY27
Business Model Revenue by Line of Business – Q2 and H1FY27 INDIA TPA PLATFORM & HBA INTERNATIONAL Q2FY27 H1FY27 Q2FY27 H1FY27 Q2FY27 H1FY27 ₹219.6 Cr ₹437.5 Cr ₹11.2 Cr ₹19.8 Cr ₹10.7 Cr ₹20.7 Cr +1.2% YoY +11.9% YoY +94.8% YoY +69.8% YoY +7.7% YoY +1.1% YoY 91.0% of revenue 91.5% of revenue 4.6% of
Slide 8: Financial Highlights - Q2FY27 (Consolidated)
Summary of Financials Financial Highlights - Q2FY27 (Consolidated) Performance Overview Total Income EBITDA Reported PAT ₹245.4 Cr ₹49.2 Cr ₹21.6 Cr +4.5% YoY +23.9% YoY +167.5% YoY Operating Revenue EBITDA Margin PAT Margin ₹241.5 Cr 20.4% 8.8% +3.9% YoY +331 bps YoY +536 bps YoY 2026 Copyright Med
Slide 9: EBITDA Margin Walk
Summary of Financials EBITDA Margin Walk We acquired revenue at a lower margin, and have recovered 330 bps of it in four quarters. EBITDA MARGIN (%), QUARTERLY THEN: Q1FY26 ₹190.6 Cr 22.1% ₹42.1 Cr 22.1 Pre-acquisition margin, a smaller business revenue EBITDA margin EBITDA 20.3 20.4 19.9 NOW: Q2FY2
Slide 10: Key Financial Metrics and Balance Sheet Items - H1FY27
Summary of Financials Key Financial Metrics and Balance Sheet Items - H1FY27 Cash and Cash Equivalents Net Worth Contract Liability ₹ 268.3 Cr ₹ 886.8 Cr ₹ 321.7 Cr (₹ 260.5 Cr | FY26) (₹ 852.4 Cr | FY26) (₹ 280.2 Cr | FY26) Revenue per Avg Debt Position Underlying PAT, H1** Headcount* ₹ 13.7 Lakhs
Slide 11: Government – H1FY27
Business Segments Updates Government – H1FY27 Revenue, H1 Revenue Share, H1 Lives Covered Footprint ₹57.3 Cr 12.0% 30.81 Cr 14 States +14.0% YoY +10 bps YoY across 7.80 Cr families and 4 Union Territories Ayushman Bharat (AB-PMJAY) and Integrated State Health Schemes Police and Welfare Schemes State
Slide 12: Group – H1FY27
Business Segments Updates Group – H1FY27 Revenue, H1 Premiums managed, H1 Lives covered, Sep 2026 Fraud savings, H1 ₹334.7 Cr ₹13,939 Cr 4.75 Cr ~₹246 Cr +13.7% YoY +21.8% YoY 4.54 Cr in Mar’26 52.8% YoY Revenue share, H1 Market share, H1 Retention, H1 Corporates served 70.0% 34.1% 90.5% 11,000+ +45
Slide 13: Retail – H1FY27
Business Segments Updates Retail – H1FY27 Revenue (TPA) Premiums managed (TPA) Platform premiums Contracted platform premium* ₹45.5 Cr ₹1,164 Cr ₹9,648 Cr ~₹758 Cr −1.8% YoY −8.5% YoY 24.8% YoY 4 insurers going live Revenue share (TPA) Retail share* (TPA) Retail share* (TPA + platform) Claims on our
Slide 14: Technology – H1FY27
Business Segments Updates Technology – H1FY27 Revenue, Q2 FY27 Revenue, H1FY27 Revenue Share, H1FY27 Platform premiums Total Claims on MAtrix platform ₹10.4 Cr ₹18.1 Cr 3.79% ₹9,648 Cr ~7 Mn +112.6% YoY +83.8% YoY 146 bps YoY 24.8% YoY TPA+Platform+Intl. PRODUCT HIGHLIGHTS MAtrix NaaS MAven Guard MA
Slide 15: Responsible AI, Led by People
Business Segments Updates - Technology Contd. Responsible AI, Led by People Technology for the routine. People for the moments that matter. Explainable Supervised Fair Every flag comes with evidence-based Investigator outcomes retrain the Error rates are monitored across reasons a reviewer can check.
Slide 16: How Each Challenge Is Solved, and Why We Win
Business Segments Updates - Technology Contd. How Each Challenge Is Solved, and Why We Win INSURER CHALLENGE HOW MEDI ASSIST SOLVES IT PROOF 01 Fragmented clinical, financial MAven IDP agentic AI platform reads and 45%+ straight-through pre-authorizations and admin documents; complex compiles actiona
Slide 17: International (Mayfair) – Q2 and H1FY27
Business Segments Updates International (Mayfair) – Q2 and H1FY27 The book is ahead of revenue: lives are counted the day a policy starts, and fees build through the policy year. BUILDING THE BOOK, H1FY27 REVENUE POOLS ARE DIVERSIFYING REPORTED REVENUE Q2FY27 +14 94% Share H1FY26 H1FY27 Change ₹10.7
Slide 18: International: Expanding the Addressable Market
Business Segments Updates - International Contd. International: Expanding the Addressable Market From Indian travel and corporate cover abroad to insurers, students and programmes worldwide. TODAY: OUR CORE NEXT: MARKETS WHERE WE ARE BUILDING PRESENCE India outbound Indian students abroad Gulf insur
Slide 19: Shareholder Returns
Shareholder Returns Capital Allocation Framework 1 Capital Allocation Framework Starting FY 2026-27, the Company plans to return about SHARE BUYBACK 50% of its cumulative adjusted free cash flow to shareholders over rolling five-year periods using dividends (ordinary or special) and share buybacks ~₹4
Slide 20: Contact Information
Investor Relations Contact Information Medi Assist Healthcare Services Ltd For any queries please reach out to [email protected] We look forward to hearing from you. 2026 Copyright Medi Assist 19
Slide 21: Disclaimer | Legal Notice | Important Disclosures
Disclaimer | Legal Notice | Important Disclosures By attending the meeting where this presentation or accompanying slides (“Presentation”) is presented, or by reading the Presentation materials, you agree to be bound by the limitations contained herein and to maintain absolute confidentiality regardi
Slide 22: Thank You
Thank You 2026 Copyright Medi Assist 21
Medi Assist Healthcare Services — H1FY27 Earnings Presentation on 6ix