Veefin Solutions Ltd. · BSE:VEEFIN

Veefin Solutions — Investor Presentation (October 2026)

16 slides from Veefin Solutions's investor presentation, Oct 26, 2026

  1. Slide 1: BSE Regulation 30 disclosure letter

    Date: October 26, 2026 To, BSE Limited The Corporate Relationship Department Phiroze Jeejeebhoy Towers, 1st Floor, Dalal Street, Mumbai – 400 001 Ref: Scrip Code: 543931 ISIN: INE0Q0M01015 Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disc

  2. Slide 2: Earnings Presentation Q2 & H1 FY27

    Veefin Solutions Limited Earnings Presentation Q2 & H1 FY27 Period ended 30 September 2026

  3. Slide 3: The period at a glance

    The period at a glance H1 FY27 performance and business progress GROUP STANDALONE Revenue Total PAT Revenue PAT ₹238.82 cr ₹24.85 cr ₹49.19 cr ₹13.97 cr +116.2% YoY +126.6% YoY +83.6% YoY +79.4% YoY PORTFOLIO AND PIPELINE AIOS AND AI EMPLOYEES MAIN-BOARD MIGRATION ₹920.00 cr open pipeline. 1,000+ sk

  4. Slide 4: H1 FY27 financial performance

    H1 FY27 financial performance Revenue and EBITDA grew strongly across standalone and group Standalone Full group consolidated REVENUE +83.6% REVENUE +116.2% H1 FY27 49.19 H1 FY27 238.82 H1 FY26 26.79 H1 FY26 110.44 Metric H1 FY27 H1 FY26 Change Metric H1 FY27 H1 FY26 Change EBITDA 27.20 13.12 +107.4

  5. Slide 5: Q2 FY27 financial performance

    Q2 FY27 financial performance Group profitability improved as standalone PAT remained broadly flat Standalone Full group consolidated REVENUE +10.9% REVENUE +9.2% Q2 FY27 25.86 Q2 FY27 124.66 Q1 FY27 23.33 Q1 FY27 114.16 Metric Q2 FY27 Q1 FY27 Change Metric Q2 FY27 Q1 FY27 Change EBITDA 13.97 13.23

  6. Slide 6: How our revenue builds over time

    How our revenue builds over time Existing customers underpin our revenue base. New signings build future revenue. Complete banking applications, technology platforms and individual components How we earn Standalone revenue composition One-time fees Q2 FY27 89.8% 10.2% Implementation and licence fees

  7. Slide 7: Receivables Discipline: Collections and Working Capital

    Receivables Discipline: Collections and Working Capital Standalone Days Sales Outstanding (DSO) — how quickly billed revenue converts to cash. STANDALONE DSO TREN D (DAYS — LOWE R IS BETTER) 149 135 ↓ 99 ↓ 88 ↓ FY24 FY25 FY26 H1 FY27 Note: Billed-receivable DSO; excludes unbilled. FY24–25 are histor

  8. Slide 8: Opportunity pipeline movement

    Opportunity pipeline movement Q2 FY27 activity and latest open-pipeline snapshot ₹ crore · USD/INR 94.9432 (23 Oct 2026) +240 −46 −35 920 760 Opening pipeline New additions Contracted Other net movement Latest open pipeline Q1 FY27 close Q2 FY27 Q2 FY27 Q2 FY27 close ₹920 cr open pipeline, with ₹240

  9. Slide 9: Opportunity pipeline: products, regions and wins

    Opportunity pipeline: products, regions and wins ₹920 cr open pipeline across 77 deals, spanning products beyond SCF and markets outside India. PIPELINE VALUE ACTIVE DEALS BEYOND SCF MULTI-PRODUCT ₹920 cr 77 65% 38 / 77 Open, sized enterprise Across 16 countries in Pipeline value outside Deals evalu

  10. Slide 10: Veefin AI Operating System (AIOS)

    Veefin AI Operating System (AIOS) Build governed AI Employees for defined business roles AI EMPLOYEES Defined jobs, reusable skills and supervised work AIOS Employee Factory, Governed Runtime and Command Centre VIP Shared business context, operating rules and evidence 1,000+ skills built VIP is the

  11. Slide 11: Putting AIOS to work within Veefin

    Putting AIOS to work within Veefin We have built three internal factories on AIOS and started using them ourselves VEEFIN AI OPERATING SYSTEM Implementation factory Implementation preparation and delivery support Support factory Issue investigation and resolution support Testing factory Test prepara

  12. Slide 12: Our expanded product portfolio

    Our expanded product portfolio Banking and lending products, financing infrastructure and governed AI TRANSACTION BANKING AI Supply Chain Finance AI Operating System Trade Finance AI Employees Cash and Liquidity Management DIGITAL LENDING BANKING CHANNELS Loan origination Corporate internet banking

  13. Slide 13: Customers can buy complete products or individual capabilities

    Customers can buy complete products or individual capabilities VEEFIN AI OPERATING SYSTEM Creates, runs and supervises AI Employees across products CASH & LIQUIDITY MANAGEMENT SUPPLY CHAIN FINANCE TRADE FINANCE DIGITAL LENDING

  14. Slide 14: Leadership Updates

    Leadership Updates Strengthening leadership in delivery and customer outcomes Pavan Chamarty Akash Munjal Chief Delivery Officer Chief Customer Officer 25+ years in technology delivery 24+ years in MNC and private banks Joined from Tech Mahindra Elevated from within Veefin Led delivery for banking c

  15. Slide 15: Priorities for the coming period

    Priorities for the coming period Convert opportunities into business and strengthen execution Commercial Delivery and conversion customer outcomes Convert qualified opportunities into Strengthen delivery execution and signed business and deepen customer support under the expanded relationships with

  16. Slide 16: Thank you.

    Thank you. +91 xxxxxxxxx [email protected]

Veefin Solutions — Investor Presentation (October 2026) on 6ix