Kearny Financial · NASDAQ:KRNY
Kearny Financial — Shareholder Meeting (October 2026)
19 slides from Kearny Financial's shareholder meeting presentation, Oct 20, 2026
Slide 1: Community rooted. Commercially focused.
PEOPLE BUSINESS COMMUNITY OPPORTUNITY Community rooted. Commercially focused. ANNUAL MEETING OF STOCKHOLDERS OCTOBER 20, 2026 10:00 AM RELATIONSHIP COMMERCIAL STRONG INVESTING IN DRIVEN GROWTH AND RESILIENT OUR COMMUNITIES KEARNY KEARNY FINANCIAL CORP CORP. FINANCIAL | INVESTOR RELATIONS | NASDAQ: K
Slide 2: Welcome & Introductory Remarks
WELCOME & INTRODUCTORY REMARKS CRAIG L. MONTANARO CRAIG L. MONTANARO Director, President and Chief Executive Officer KEARNY FINANCIAL CORP. | NASDAQ: KRNY 2
Slide 3: Board of Directors
BOARD OF DIRECTORS JOHN J. MAZUR, JR. CHAIRMAN Theodore J. Aanensen John F. McGovern Raymond E. Chandonnet Craig L. Montanaro Curtland E. Fields Leopold W. Montanaro Catherine A. Lawton Christopher Petermann Joseph P. Mazza Charles J. Pivirotto Melvina Wong-Zaza KEARNY FINANCIAL CORP. | NASDAQ: KRNY
Slide 4: Executive Leadership
EXECUTIVE LEADERSHIP KEITH SUCHODOLSKI CASSIA BEIERLE ANTHONY BILOTTA SEAN BYRNES SEVP | Chief Operating Officer EVP | General Counsel EVP | Chief Banking Officer EVP | Chief Financial Officer THOMAS DEMEDICI PATRICK JOYCE ERIKA SACHER TIM SWANSSON EVP | Chief Administrative EVP | Chief Technology &
Slide 5: Other Participants
OTHER CORPORATE SECRETARY LEGAL COUNSEL PARTICIPANTS Kearny Financial Corp. Luse Gorman, PC GAIL CORRIGAN MARC LEVY, ESQ. Senior Vice President INDEPENDENT AUDITOR INSPECTOR OF ELECTION Crowe LLP Computershare ANDREY DRAGUN, CPA Amilja Regan Partner Vice President KEARNY FINANCIAL CORP. | NASDAQ: KR
Slide 6: Business of the Meeting
Business of PROPOSALS TO BE VOTED UPON the Meeting 01 Election of four directors, each for the term indicated 02 Ratification of the appointment of Crowe LLP as the Company’s independent auditor for the fiscal year ending June 30, 2027 03 Advisory, non-binding resolution to approve our executive com
Slide 7: Review of Fiscal Year Highlights and Strategic Outlook
ANNUAL MEETING OF STOCKHOLDERS Review of Fiscal Year Highlights and Strategic Outlook Fiscal Year Ended June 30, 2026 KEARNY FINANCIAL CORP. | NASDAQ: KRNY 7
Slide 8: Forward Looking Statements & Non-GAAP Financial Measures
This presentation may include certain “forward-looking statements,” which are made in good faith by Kearny Financial Corp. (the Forward Looking “Company”) pursuant to the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking Statements & statements a
Slide 9: Kearny at a Glance
A Strong Community Banking Foundation with a Growing Commercial Focus Kearny at a NEW JERSEY & NY METRO Glance KRNY 1884 NASDAQ Founded Top 10 NJ Financial Institution - by Assets & Deposits $7.7B in Assets 40 branches across 12 $7.7B $5.9B counties Assets LOANS $5.7B $10.07 DEPOSITS TBV PER SHARE $
Slide 10: Executing on Our Strategy During FY2026
Tangible actions across branch network, deposits, technology, and balance sheet optimization Executing on Our strengthened the franchise and positioned Kearny for continued earnings growth. Strategy During FY2026 OPTIMIZED EXPANDED Optimized Retail Branch Network Expanded Deposit Capabilities FY2026
Slide 11: Building a More Diversified Funding Franchise
Building a More Strategic deposit verticals deepen client relationships, diversify funding Diversified sources, and strengthen franchise value. Funding Franchise RELATIONSHIPS DEPOSITS FUNDING VALUE Client depth Operating balances Greater diversity Stronger franchise Deeper relationships. Diversifie
Slide 12: Building Earnings Power
Strategic Execution Is Building Sustainable Earnings Power Building Earnings Power Net Interest Income & Net Interest ($ thousands, Earnings Metrics except per share data) ($ thousands) $0.20 Magin 2.26% $0.18 $0.20 $0.19 2.21% Balance sheet remixing $0.16 $0.15 $0.15 $0.15 2.14% $0.15 continued to
Slide 13: Shareholder Returns Strengthened During FY2026
Shareholder Returns KRNY Total Return Outperformed the Regional Bank Index During Fiscal Year 2026 Strengthened During FY2026 KRNY vs KRXTR Bank Index 55.8% Total Return 12 Month Return Comparison (%) OUTPERFORMANCE Outperformed the KBW KRNY total return NASDAQ Regional Bank index exceeded the bank
Slide 14: Disciplined Credit Performance Through Multiple Economic Cycles
Disciplined Credit Conservative Underwriting Has Supported Consistently Low Credit Losses Performance Through Multiple Economic Cycles Net Charge-offs to Average Total Loans1 3.00 Global Hurricane COVID-19 Financial Sandy Pandemic Crisis 4 bps FY 2026 Net Charge-offs 2.50 Losses below benchmark show
Slide 15: Technology in Action: Delivering Today, Scaling for Tomorrow
Technology in Technology initiatives are improving efficiency and decision-making today while building a Action: Delivering simpler, more scalable banking experience. Today, Scaling for Tomorrow BUILD THE FOUNDATION Platforms, governance & integration MOVE INTO PRODUCTION Automation, analytics & int
Slide 16: Strategic Outlook: Converting Investments Into Long-Term Value
Strategic Outlook: A more commercial, relationship-driven, and technology-enabled franchise supports Converting stronger earnings and long-term shareholder value. Investments Into Long-Term Value ST R A T E G I C Expanding relationship banking while improving profitability and creating long-term sha
Slide 17: Non-GAAP Reconciliation
Non-GAAP Reconciliation KEARNY FINANCIAL CORP. | NASDAQ: KRNY 17
Slide 18: Results of Voting
Results of Voting Report of the Inspector of Election KEARNY FINANCIAL CORP. | NASDAQ: KRNY 18
Slide 19: Community rooted. Commercially focused.
PEOPLE BUSINESS COMMUNITY OPPORTUNITY Community rooted. Commercially focused. ANNUAL MEETING OF STOCKHOLDERS OCTOBER 20, 2026 10:00 AM RELATIONSHIP COMMERCIAL STRONG INVESTING IN DRIVEN GROWTH AND RESILIENT OUR COMMUNITIES KEARNY KEARNY FINANCIAL CORP CORP. FINANCIAL | INVESTOR RELATIONS | NASDAQ: K
Kearny Financial — Shareholder Meeting (October 2026) on 6ix