Religare Enterprises Limited · NSE:RELIGARE
Religare Enterprises — Investor Presentation (March 2016)
24 slides from Religare Enterprises's investor presentation, March 2016
Slide 1: Religare Enterprises Limited Corporate Overview
Religare Enterprises Limited Corporate Overview March 2016
Slide 2: Religare Overview
Religare Overview Religare is a diversified financial services platform with a presence across four verticals Religare Snapshot Portfolio Companies’ Business Lines Diversified financial services platform Capital Religare Enterprises Limited (REL) has built a Lending Markets & diversified financial s
Slide 3: Designed to generate equity value through the portfolio of businesses
Designed to generate equity value through the portfolio of businesses REL is an investment holding company that seeds and nurtures financial services business REL Structure and Functions Religare Holding Structure • REL is an Investment Holding Company managed by a Religare Enterprises Limited set o
Slide 4: Professional management with vast experience and long tenure
Professional management with vast experience and long tenure Portfolio companies managed by independent management teams under Group Executive oversight Group Executive Portfolio Companies’ Key Leadership Kavi Arora, MD & CEO – Religare Finvest Sunil Godhwani, CMD (Joined Religare in 2001) Lending E
Slide 5: Robust platform in place to capture opportunities in financial services
Robust platform in place to capture opportunities in financial services Multi-product manufacturing capabilities and distribution network Lending • Unique credit appraisal process • Loan book of ₹155.35 bn. (USD 2.35 bn.) • High quality portfolio: net NPA of 2.78% (90-day basis) • Capital adequacy (
Slide 6: Religare Portfolio Businesses poised to capture the buoyancy in Financial Services
Religare is poised to capture the buoyancy in Financial Services Financial Services highly correlated to economic growth and will gain from India’s superior growth trajectory The Indian economy is the fastest Financial Services businesses are highly correlated with growing large economy; set to econ
Slide 7: Key Operating Subsidiaries Overview
Key Operating Subsidiaries Overview
Slide 8: Lending Business Overview
Lending Business Overview Net worth of ₹25.72 bn. Improve ROE (USD 389 mn.) Continuous Lending book of Growth in Book Business ₹155.35 bn. Strategic Highlights (USD 2.35 bn.) Priorities Ensure Low NPAs (as of 31-Dec-2015) Loan Book Split – 31-Dec-2015 SME Secured 7.0% 10.9% Lending 0.3% One of India
Slide 9: Religare Finvest: SME-Secured drives growth in book size
Religare Finvest SME-Secured drives growth in book size Continued traction in SME-Secured segment: book Key highlights size up 44% YOY NIM and Opex to ANR Growth capital provider focused (₹ bn) SME-Unsecured* SME-Secured* NIM Opex/ ANR** on fast-growing SME segment Others Capital Market Lending •
Slide 10: Retail Broking Business Overview
Retail Broking Business Overview Market share of Increase 1.5% in equities and Distribution 3.1% in commodities Network productivity 10% of REL’s Business consolidated revenue Strategic Generate Superior Highlights Priorities ROE (q.e. 31-Dec-2015) Revenue Split – Q3FY16 Equity 14% Broking 5% A form
Slide 11: Religare Securities & Religare Commodities
Religare Securities & Religare Commodities Challenging macro causes slide in market-wide volumes; impact cushioned by improvement in Religare market share Key Highlights Market wide turnover Religare’s market-share Commodities - Futures Equities - Options • One of India’s largest retail broking (ADT
Slide 12: Wealth Management Business Overview
Wealth Management Business Overview AUM of Increase Yield on ₹40.08 bn. (USD 606 mn.) AUM Customer base of Increase Annuity Business Strategic Highlights over 4,400 Priorities Income (as of 31-Dec-2015) Key value proposition of Simplified “Excellence in Wealth An open architecture Wealth Solutions M
Slide 13: Religare Wealth Management
Religare Wealth Management Differentiating through a focused idea-driven approach Key Highlights Client Base AUM Key value proposition of (₹ bn.) Total AUM No. of Clients ‘Simplified Wealth Solutions’ for (USD mn.) 542 703 620 609 606 the customers Seen as trusted advisors to 4,972 4,553 4,549 4
Slide 14: Capital Markets Business Overview
Capital Markets Business Overview Presence across 13 Asian markets (incl. through Increase Market partnerships) Share Empanelled with Business 443 clients globally Strategic Attain Profitability Highlights Priorities (as of/q.e. 31-Dec-2015) India’s only pan-Asian Investment Bank focussed on emergin
Slide 15: Religare Capital Markets
Religare Capital Markets Positioned to capitalise on multi-decade growth story in India and Asia Key Highlights Present across 13 Asian markets; distribution in key money centres • India’s only pan-Asian Investment Bank focused on emerging growth companies; capitalising on India’s multi-decade growt
Slide 16: Global Asset Management Business Overview
Global Asset Management Business Overview AUM Growth in AUM of existing affiliates over $20.49 bn. Launch of organic Business Strategic affiliates Highlights Priorities (as of 31-Dec-2015) Building a multi- boutique Alternative Key Asset Manager Affiliates 15
Slide 17: Religare Global Asset Management
Religare Global Asset Management Strategy rollout well underway through marquee acquisitions, supplemented by organic initiatives AUM ~ USD 15.5 billion ~ USD 4.8 billion Private Equity Fund of Funds and Direct Secondary Private Equity (PE) Investment funds Products Secondary Real Estate (
Slide 18: Health Insurance Business Overview
Health Insurance Business Overview GWP of ₹1.1 bn. (USD 17.4 mn.) in Grow GWP with Q3FY16 efficient use of 4,768 hospitals in Capital Business Strategic Highlights provider network Priorities (as of 31-Dec-2015) Retail & Group Health Plans Positioned to capture Retail & Group significant Group Accid
Slide 19: Religare Health Insurance
Religare Health Insurance Robust distribution aiding in rapidly achieving scale Key Highlights Gross written premium Fourth standalone health insurer to be set up in India (₹ mn) GWP Equity participation of 5% each by Union Bank of India and Corporation Bank (USD 10.9 16.6 19.6 16.4 17.1 mn.)
Slide 20: Financial Services Opportunity in India
Financial Services Opportunity in India
Slide 21: Gap in funding for SMEs presents a lucrative opportunity for specialist financiers
Gap in funding for SMEs presents a lucrative opportunity for specialist financiers SME Lending SMEs constitute a large contributor to national output Credit flow to the sector has improved in recent years as and exports the potential of the sector is better understood +33% 6,840 4,860 5,280 3,660 Ba
Slide 22: Surge in wealth and reallocation across asset classes to revive interest in Equities
Surge in wealth and reallocation across asset classes to revive interest in Equities Capital Markets Wealth Management xx% Cash Trading Velocity Total wealth 38% +89% of Ultra High Market cap*/GDP (%) 252 30% Net Worth 177 Individuals 160 104% 143% 106% in India 94 45% 33% 95 93 92 304% (₹ trillion)
Slide 23: Asset Management and Health Insurance are on a high growth trajectory
Asset Management and Health Insurance are on a high growth trajectory Asset Management Insurance Individual wealth AUM/ GDP (%) AUM per capita (USD) Total premium (USD bn.) xx% GWP as % of GDP invested in MF in HK 471% SG 245,195 SG 458% HK India 172,997 1% 15% 4% 4% 12% 7% 3% 12% 11% 8% AU 107% AU
Slide 24: Religare Enterprises Limited
Religare Enterprises Limited D3, P3B, District Centre, Saket, New Delhi 110017, India
Religare Enterprises — Investor Presentation (March 2016) on 6ix