Yes Bank Limited · NSE:YESBANK
Yes Bank — UBS India Conference 2006
19 slides from Yes Bank's conference presentation, Nov 1, 2006
Slide 1: Presentation on YES BANK
Presentation on YES BANK UBS India Conference 2006, New Delhi Nov 1 – 3, 2006
Slide 2: Important Notice
Important Notice No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such information or opinions contained herein. The information contained in this presentation is only current as of its date.
Slide 3: Summary Update
Summary Update The only ‘greenfield’ private sector bank to be set up in the last decade Owner - Managers Professional mgmt. team with the highest ownership levels among all banks Knowledge Banking – key differentiator for Corporate & Business Banking Integrated product offering with ‘One-Bank’ cust
Slide 4: Business & Market segmentation
Business & Market segmentation Corporate & Institutional Banking Business Banking • Large Corporates with more than INR 7.5 • Small & Emerging corporates with less Customers bn turnover than INR 7.5 bn turnover • Multi National Corporation’s • ELC (INR 1.0 bn to INR 7.5 bn) • Government companies &
Slide 5: Knowledge Banking – creating mind space
Knowledge Banking – creating mind space Knowledge Initiatives Cross Sell in focus sectors Knowledge Clients Credit Financial TBG Advisory Member of Technical Screening Committee for SBIRI - Dept. Sectors segment products Markets Services of Biotechnology; supports emerging technology development F
Slide 6: Corporate & Institutional Banking
Corporate & Institutional Banking Growth in C&IB advances & customers Performance highlights 30,000 300 Immediate scale up of momentum – with 243 customers, Number of customers 25,000 250 advances at INR 26.11 bn as at Sep 06 (growth of 201% 20,000 200 over Sep 05) Rs mn 15,000 150 10,000 100 Ar
Slide 7: Business Banking
Business Banking Growth in BB advances & customers Performance highlights 12,000 600 Immediate scale up of momentum – with 501 customers, advances at INR 11.16 bn as at Sep 06 (growth of 134% Number of customers 10,000 500 8,000 400 over Sep 05) Rs mn 6,000 300 Key strategies/differentiators of
Slide 8: Corporate Finance
Corporate Finance ‘Corporate Finance’ – adding value through Knowledge Arbitrage Infrastructure Realty Financial Structured & Project Advisory Banking Banking Restructuring Project Finance & Syndication Structured solutions to meet specialised and complex client requirements Knowledge & product
Slide 9: Financial Markets
Financial Markets Outstanding derivate contracts Performance highlights 160.00 Working closely with relationship groups enabling 140.00 superior cross-sell 120.00 100.00 Array of products right from vanilla fx spot/forward to Rs bn 80.00 structured currency/interest rate swaps and risk solutions
Slide 10: Transaction Banking
Transaction Banking Growth in LCs, BGs, Acceptances Performance highlights 3,500 Ramp up in non-funded business. Outstanding LC’s, 3,000 BG’s, Acceptances at INR 7.69 bn as at Sep 06 (growth of 2,500 355% over Sep 05) Rs mn 2,000 1,500 Collections/payments mandates from leading corporates 1,000
Slide 11: Financial Advisory
Financial Advisory ‘Trusted Advisor’ – working at every step of the capital life cycle Private Equity Mergers & Equity Capital Restructurings & Pre IPO Fund Raising Acquisitions Markets Distressed assets financing Hired by top corporates primarily due to: Experienced and focused transaction advi
Slide 12: Retail Banking & Wealth Management
Retail Banking & Wealth Management Focus on Liabilities & Distribution Target Client Base Customer Acquisition Strategy Initial focus is on ‘Affluent’ segment (income b/w Develop ‘YES’ as a service mark INR 2.5 mn and INR 5.0 mn) Offer Choice & Convenience Subsequent focus will be on ‘Mass A
Slide 13: Retail Banking & Wealth Management
Retail Banking & Wealth Management Customers split into YES First / YES Prosperity for affluent / middle income groups and YES Private for HNIs Three liability mobilization channels including Feet on Street, Branch Sales team and Dedicated RMs Technology – an enabler to attract customers Sin
Slide 14: Unique Technology Proposition
Unique Technology Proposition New Entrant Advantage No Legacy Systems Latest technology Customer Focus Outsourcing Approach High Degree of Automation Strategic tie up with Wipro Straight through processing IT infrastructure and network (STP) enabling improved management outsourced proces
Slide 15: Human Capital – execution focussed
Human Capital – execution focussed Name Designation Previous assignment Rana Kapoor Managing Director & CEO CEO & Managing Director, Rabo India H. Srikrishnan Executive Director Country Head – Transaction Banking & Operations, HDFC Bank Anuratna Chadha President – Corporate & Institutional Banking H
Slide 16: Strong financial performance
Strong financial performance Revenue and profit highlights Performance highlights Net Profit after Tax of INR 214.88 mn in Q2-FY07 Rs. million Q2-FY07 Q2-FY06 FY06 compared to a Net Profit of INR 142.52 mn in Q2-FY06 NII 410.10 199.89 854.65 (growth of over 50.8%) RoA of 1.5% and RoE of 14.2% in
Slide 17: Strong financial performance
Strong financial performance Growth in Advances & Deposits Performance highlights 50.00 Business Banking advances constitute approximately 40.00 30% of the Bank’s total advances as at Sep 06 30.00 Proportion of low cost CASA at 5.2% of total deposits as Rs bn 20.00 at Sep 06 10.00 NPA ratio at
Slide 18: Thank You
Thank You 18
Slide 19: Annexure - Shareholding
Annexure - Shareholding Original Private Equity Other Investors Held by Citigroup Venture Capital, Fidelity among large shareholders ChrysCapital II LLC and Asia Invested through the maiden IPO at the Infrastructure Fund top end of the price band, has increased Investment at premium of 25-40