Apna Microfinance Bank Limited · PSX:AMBL
Apna Microfinance Bank — Investor Presentation (March 2025)
19 slides from Apna Microfinance Bank's investor presentation, Mar 28, 2025
Slide 1: Notice of Corporate Briefing Session to PSX
apna bank Limited AMB/PSX/CS/13/2025 March 21, 2025 The General Manager Pakistan Stock Exchange Limited Stock Exchange Building, Stock Exchange Road, Karachi. Dear Sir, Corporate Briefing Session (CBS) This is to inform you that the Corporate Briefing Session of Apna Microfinance Bank Limited, (AMBL
Slide 2: Corporate Briefing Session (CBS) Invitation
daona bank Limited Corporate Briefing Session (CBS) The analysts, investors and shareholders are cordially invited to attend the Corporate Briefing Session (CBS) of Apna Microfinance Bank Limited, (AMBL) on Friday the March 28, 2025 from 12:00 noon to 1:00 p.m. To attend the Session Video Link Zoom
Slide 3: Corporate Briefing Session
Corporate Briefing Session For the year ended December 31, 2024 held on Friday 28 March 2025 at 12:00 Noon at Registered office K-4/3 & 4/4 Ch. Khaliq-uz-Zaman Road Gizri Karachi AMBL_Corporate Briefing Session 1
Slide 4: Company Profile
Company Profile AMBL_Corporate Briefing Session 2
Slide 5: Company Profile: Board of Directors and Corporate Information
Company Profile: Board of Director: Corporate Information: ➢ Acting President/Chief Executive: • Mr. M.A Shahid – Chairman/Director Mr. Nazish Ali • Mr. Imad Mohammad Tahir – Director ➢ Company Secretary: • Mr. Muhammad Asghar – Director Mr. Noshad Ahmad • Mr. M. Saleem Shaikh – Director ➢ Chief Fin
Slide 6: Company Profile: Background
Company Profile: Background: • Incorporated in May 2003 as a Public Limited Company • Certificate of commencement of business was granted in December 28, 2004 • Started operations on January 01, 2005 • The Bank operate at national level in Pakistan • Principal business is to provide microfinance ser
Slide 7: Credit Rating, Major Loan Products, Branch Network
Company Profile: Credit Rating: Major Loans Products: Branch Network: • Apna Agri Loan The long-term rating of the Bank is • Punjab • Apna Gold “BBB-” (Triple B negative) and the • Sindh • Apna Pension Loan short-term rating is “A4” (A Four) with • Baluchistan • Apna Business Loan a “Negative” futur
Slide 8: About Apna Microfinance Bank Limited (AMBL)
ABOUT APNA MICROFINANCE BANK LIMITED (AMBL) AMBL_Corporate Briefing Session 6
Slide 9: Introduction
Introduction: Apna Microfinance Bank Limited is managed by group of highly experienced bankers. We are committed to providing specialized financial services to the less privileged, marginalized and poor segments of society. We support economic empowerment of women & micro-entrepreneurs in the Agri a
Slide 10: Financial Highlights
FINANCIAL HIGHLIGHTS AMBL_Corporate Briefing Session 8
Slide 11: Financial Performance and Strategic Plan
Financial Performance: ➢ The Bank has incurred loss for the year amounting to Rs. 3,100 million and, its accumulated loss was Rs. 14,284 million (2023: Rs. 10,973 million). ➢ This has resulted in negative net assets amounting to Rs. 9,433 million as at December 31st 2024. ➢ The Bank has been non-com
Slide 12: Strategic Plan: Secured Advances and Recovery of Non-Performing Advances
Strategic Plan: ❖ Increasing Secured Advances Portfolio The Bank is prioritizing the expansion of its secured advances portfolio. Significant growth in our advance’s portfolio will enable the Bank to significantly increase its markup income, covering markup costs and other expenses, and ultimately i
Slide 13: Strategic Plan: Reducing Cost of Deposits and Optimizing Operations
Strategic Plan: ❖ Reducing Cost of Deposits Due to reduction in policy rate by Government, the cost of deposit (COD) of the Bank has been reduced, however, its impact will be reflected in future periods. The management is also proactively implementing strategies to attract a higher volume of corpora
Slide 14: Strategic Plan
Strategic Plan: The management believes that the results of the measures being taken by the management will start reflecting their positive impact from next year onwards. The management is confident that with the implementation of its plan, it will be able to overcome all adverse financial and opera
Slide 15: Balance Sheet
BALANCE SHEET: 2024 2023 Rupees Rupees ASSETS Cash and balances with treasury banks 1,645,885,474 2,003,589,450 Balances with other MFBs/Banks/NBFIs 2,067,975,843 2,388,034,342 Investments 1,873,476,171 1,253,744,740 Advances 8,195,981,631 7,613,667,085 Property and equipment 557,130,528 651,620,338
Slide 16: Profit and Loss Account
PROFIT AND LOSS ACCOUNT 2024 2023 Rupees Rupees Mark-up / Return / Interest Earned 2,808,827,545 2,526,908,227 Mark-up / Return / Interest Expensed (3,994,479,994) (2,731,115,695) Net mark-up/Interest loss (1,185,652,449) (204,207,468) NON MARK-UP/NON INTEREST INCOME Fee and commission income 223,28
Slide 17: Question & Answer Session
QUESTION & ANSWER SESSION AMBL_Corporate Briefing Session 15
Slide 18: Disclaimer
DISCLAIMER: This presentation, prepared for the information purpose only, is not and dose not form part of any offer for sale or solicitation of any offer to subscribe for or purchase or sell any securities nor shall it or any part of it form the basis of or be relied on in connection with any contr
Slide 19: Thank You
THANK YOU AMBL_Corporate Briefing Session 17
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