Purple Finance Limited · BSE:PURPLEFIN
Purple Finance — Investor Presentation (June 2026)
21 slides from Purple Finance's investor presentation, June 2026
Slide 1: Ahead Together
Ahead Together Digitally Enabled Secured Lender for MSMEs
Slide 2: Our Company
Our Company Four like-minded professionals came together with a singular mission: build a large, enduring institution for India's underserved MSME segment. Founded 1993 Retail Lending Three decades of institutional legacy MSME retail lending launched in 2022 Listed 130+ Years BSE Limited in 2024 Cum
Slide 3: Founders
Founders Amitabh Chaturvedi Rajeev Deoras Sabyasachi Rath Souvik Dasgupta Founder & Executive Chairman Co-Founder & President Co-Founder, ED & CEO Co-Founder & Deputy CEO 30+ years of experience. BFSI 37+ years in Corporate Banking, 27+ years across the full credit 23+ years in secured lending, vete
Slide 4: MSME Market: Immensely Large
MSME Market: Immensely Large 96% of MSMEs have annual revenue under ₹1 Cr. Micro Small Medium Up to INR 5 Cr annual revenue INR 5–75 Cr annual revenue INR 75–250 Cr annual revenue 63.4M 43.6M 14M Total MSMEs Trade & Services Retail Outlets Across India (MSME Ministry, 2024) MSMEs in trade and servic
Slide 5: Unbanked MSME Market: A Compelling Investment Opportunity
Unbanked MSME Market: A Compelling Investment Opportunity India's MSME credit gap represents one of the most attractive fintech opportunities in emerging markets. Despite government interventions, the small and medium enterprise segment remains chronically underserved. Credit demand will drive a mat
Slide 6: Our Vision & Mission
Our Vision & Mission Become a Small Finance Bank Drive Impact Through ESG-Led Practices Aspire to grow into a small finance bank serving India's underserved Embed environmental, social, and governance principles into every MSME segment at scale. aspect of our operations and lending decisions. Build
Slide 7: Board of Directors
Board of Directors Amitabh Chaturvedi Sabyasachi Rath Sandeep Jindal Rajan Bhat Founder & Executive Chairman Co-Founder, ED & CEO Executive Director Non-Executive Director (Ind.) 30+ years in organization building, 28+ years in scaling lending 25+ years in lending & operations; Seasoned business lea
Slide 8: Leadership Team
Leadership Team Amitabh Chaturvedi Rajeev Deoras Sabyasachi Rath Founder & Executive Chairman Co-Founder & President Co-founder, Executive Director & CEO Souvik Dasgupta Meghana Lale Saurabh Lall Co-Founder & Deputy CEO Chief Financial Officer Head of Credit Asim Padhi Vinay Patel Prashant Pandey He
Slide 9: Our Current Presence
Our Current Presence Gujarat Ahmedabad | Himmatnagar | Palanpur | Jetpur | Bayad | Rajkot | Botad | Jamnagar Maharashtra Mumbai HO | Nashik | Kalyan | Yeola | Virar | Sangamner | Bhandara | Wani | Nagpur | Palghar | Gondia | Shrirampur | Hinganghat | Panvel | Umred UTTAR Madhya Pradesh RAJASTHAN UTT
Slide 10: Secured MSME Loans
Secured MSME Loans Who we target Product features Selection methodology A micro & small enterprise Loan up to Rs. 30 Lakh Declared Income Assessment 01 Annual turnover does not exceed Rs 5 Financial Statement and ITR etc. Cr ROI 18% to 24% Sector agnostic Surrogate Assessment 02 Bank Balances, Credi
Slide 11: 3 Key Pillars of Purple Execution
3 Key Pillars of Purple Execution 01 02 03 Differentiated strategy Tech-as-an-enabler Strong risk & governance to enter the market and operate for lean and agile operations for sustainability and profitability • Single product & focused • Clear go /no go decision in < 5 • High caliber board hours ge
Slide 12: Digital End-to-End — But With High Touch
Digital End-to-End — But With High Touch Branch Straight- Fraud Paperless Sourcing Through Containment Disburse Branch presence builds trust. Technology drives speed. Together, they deliver a seamless, secure lending experience. Private and Confidential | Purple Finance Ltd. Private and Confidential
Slide 13: Industry First: Soft Approval in Under 5 Hours
Industry First: Soft Approval in Under 5 Hours On-boarding Verification Result Transparent & seamless Multi bureau & Financial score No GO digitally assisted journey check GO OTP based KYC Digital property due diligence Deviation (PAN, Aadhar, DL, utility bills) Minimal data entry, OCR tech for Onli
Slide 14: Technology Partners
Technology Partners Private and Confidential | Purple Finance Ltd. Private and Confidential | Purple Finance Ltd.
Slide 15: Journey So Far
Journey So Far From first loan in October 2022 to 12,700+ lives impacted - Purple Finance's rapid growth story. Private and Confidential | Purple Finance Ltd. Private and Confidential | Purple Finance Ltd.
Slide 16: Current Traction: 12,700+ Lives Impacted
Current Traction: 12,700+ Lives Impacted ₹312Cr ₹278Cr Disbursements AUM Total disbursements since inception Current assets under management 4700+ 1.89% Customers Gross NPA Active borrowers, all with women as borrower or co-borrower Strong asset quality maintained from day one First Loan Footprint 1
Slide 17: Customer Profile
Customer Profile Real borrowers. Real impact. Purple Finance serves the entrepreneurs who power India's economy — from kirana stores to dairy farmers. Private and Confidential | Purple Finance Ltd. Private and Confidential | Purple Finance Ltd.
Slide 18: Who Our Customers Are
Who Our Customers Are Customer Profile at a Glance • Micro enterprises with turnover up to ₹40 lakh • 100% have women as borrower or co-borrower • Sector agnostic — trade, manufacturing, services • Primary markets: tier-3 and tier-4 cities • First-time or underserved formal credit borrowers Purple F
Slide 19: Case Study I: Hotel & Kirana Store
Case Study I: Hotel & Kirana Store Samir Rambhau Padvale started his journey with a small Chinese food center in Palghar. While the business was running steadily, he always dreamed of expanding his source of income by opening a kirana store alongside his existing shop. In November, he received a bus
Slide 20: Case Study II: Cattle Business
Case Study II: Cattle Business Devideen Verma, a cattle farmer from Lucknow, aimed to expand his cattle farming business and availed a loan of ₹9.80 lakhs. Before the financial support, he owned 9 - 10 cattle, which has now grown to 43 cattle post expansion. With the scale-up of operations, his inco
Slide 21: Thank You
Thank You Trust, technology, and social impact — together, we move forward. Meghana Lale Website CFO - Purple Finance www.purplefinance.in [email protected] [email protected] Private and Confidential | Purple Finance Ltd.