Mystate Limited · ASX:MYS

Mystate — Investor Presentation (May 2026)

10 slides from Mystate's investor presentation, May 5, 2026

  1. Slide 1: ASX Announcement: Investor presentation

    ASX ANNOUNCEMENT 5 May 2026 ASX: MYS s Investor presentation 5 May 2026 – MyState Limited is pleased to release an investor presentation which Managing Director and CEO Brett Morgan will be referencing at investor events on 5 and 12 May 2026. For personal use only ENDS Authorised Brett Morgan Managi

  2. Slide 2: MyState Limited Investor presentation May 2026

    For personal use only MyState Limited Investor presentation May 2026 1

  3. Slide 3: MyState is a diversified financial services group

    MyState is a diversified financial services group • MyState Limited (MYS) is a diversified financial services group Banking • In February 2025, MYS completed a transformational merger with Auswide Bank Lending |Deposits |Transactions For personal use only • MYS is an ASX 300 company Banking Lending

  4. Slide 4: 1H26 summary

    1H26 summary Underlying NPAT Underlying earnings per share Interim dividend $28.2m 16.6 cps 12.0 cps For personal use only +18.4% on pp +11.1 % on pp +1.0 cps on Final Statutory NPAT $27.3m Total capital Loan book Customer deposits 16.9% $13.2b $10.2b - 65 bps on pp +1.1% on pp +0.5% on pp +65 Net P

  5. Slide 5: Key 1H26 highlights

    Key 1H26 highlights ● Underlying NPAT up 18.4% to $28.2m and Statutory NPAT up 39% to $27.3m on pp* For personal use only ● Home loan book growth accelerated in Q2; equipment finance portfolio up 64% over the half; wealth contribution higher ● Operating costs well managed; Group cost to income ratio

  6. Slide 6: Integration progress

    Integration progress At 31March 202 6, 113 out of 216 integration program initiatives had been completed For personal use only Key integration initiatives Update • Aligning our cultures and operating model • Significant progress • Single banking licence • Complete • Retail bank branding • Adopt MySt

  7. Slide 7: Looking ahead

    Looking ahead Continuing to drive value through disciplined execution Business priorities Integration priorities For personal use only • Profitably grow the home loan book • Single loan origination system • Grow customer deposits directly and via • Single core banking system partnerships • Single re

  8. Slide 8: MyState's investment case

    MyState’s investment case For personal use only Well capitalised providing Projected double digit EPS capacity for growth growth based on full merger run rate synergies 1 Consistent track record of profitability. Current Proven Board and dividend yield of 5.2% 2, management teams fully franked 1. Th

  9. Slide 9: Disclaimer

    Disclaimer Summary information Past performance not indicative of future performance The material in this Presentation is general background information about MyState Limited Past performance information, including past share price information, should not be relied upon (ABN 26 133 623 962) and its

  10. Slide 10: For personal use only

    MyStateBankW | AP erm | GD>SELECO = TPT Wealth PART OF THE MYSTATE LIMITED GROUP

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