Loma Negra Compania Industrial Argentina SA · BCBA:LOMA
Loma Negra Compania Industrial Argentina SA — Q3 2026 Earnings Presentation
20 slides from Loma Negra Compania Industrial Argentina SA's earnings presentation, November 2026
Slide 1: 3Q26 Results Conference Call
3Q26 Results Conference Call
Slide 2: Disclaimer and Forward-Looking Statement
Disclaimer and Forward-Looking Statement This presentation may contain forward-looking statements within the meaning of federal securities law that are subject to risks and uncertainties. These statements are only predictions based upon our current expectations and projections about possible or assu
Slide 3: Revenue Dynamics Mitigate Softer Volumes
Revenue Dynamics Mitigate Softer Volumes Pricing Remains Resilient While Net Leverage Declines to 1.0x l As reported results l Net revenues reached Ps. 270.1 billion, down 3.2% (US$ 177 million) l Adjusted EBITDA stood at Ps. 54.2 billion, down 6.7% (US$ 42 million) l Net Profit of Ps. 14.5 billion
Slide 4: Macro & Industry context, Revenues and Volumes
Macro & Industry context Revenues and Volumes
Slide 5: Cement Volumes Underperform Amid Adverse Weather
Cement Volumes Underperform Amid Adverse Weather September Rebound Signals Potential Recovery Ahead Mo n t h ly In d u st ry Ce m e n t Sa le s 3 (‘000 t o n s) Industry Cement Sales by Type3 (%) 2022 2023 2024 2025 2026 Bulk 46% 54% Bag May Dec Mar Apr Feb Sep Nov Aug Oct Jun Jul Jan GDP Growth1 (Y
Slide 6: Lower Volumes Across All Segments
Lower Volumes Across All Segments Favorable Pricing Dynamics Mitigate Topline Drop Revenue Performance: l Cement, masonry & lime: down 1.8% YoY, with volumes decreasing 6.3%; pricing dynamics remained favorable l Concrete: down 23.2% YoY, with volumes down 24.9%, partially offset by positive pricing
Slide 7: Business Performance
Business Performance
Slide 8: Gross Margin Remains Broadly Stable
Gross Margin Remains Broadly Stable Better Pricing And Cost Discipline Mitigate Lower Volumes l Consolidated gross profit decreased by 4.0% YoY, with margin contracting 14 bps to 17.2%, mainly reflecting lower net revenue, partially offset by a lower cost of sales. l The decline was mainly driven by
Slide 9: EBITDA Margin Contracts
EBITDA Margin Contracts Cement Margin Expansion Partially Offsets Other Segments Performance 42 Consolidated Adjusted EBITDA Million US$ 20.1 Cons. Adj. EBITDA Margin % Down 6.7% in 3Q26 when measured in Ps. Contraction by 74 bps. YoY l By segments Adjusted EBITDA & Margin l Cement, masonry cement a
Slide 10: Bottom line & Financial performance
Bottom line & Financial performance
Slide 11: Bottom Line Turns Positive on Improved Financial Results
Bottom Line Turns Positive on Improved Financial Results Lower FX Losses Drive a Significant Improvement YoY l Net Profit breakdown for 3Q26: Finance Gain (Costs), net l Adjusted EBITDA decreased by 6.7% YoY AR$ Million 8,478 l Total finance gain of Ps. 8.5 billion in 3Q26 compared to a net cost of
Slide 12: Solid Balance Sheet and Strong Cash Generation
Solid Balance Sheet and Strong Cash Generation Net Leverage Declines to 1.00x l Cash position and Investments of Ps. 71.6 billion and total debt at Ps. 292.1 billion as of end of Debt Maturity schedule (principal) 3Q26. Ps. USD US$ Million l Net Debt of Ps. 220.5 billion (US$ 145 MM). Decreasing US$
Slide 13: Outlook
Outlook
Slide 14: Outlook 2026
Outlook 2026 l Volumes during this quarter came in below initial expectations largely affected by weather conditions. l RIGI-approved projects together with other infrastructure projects, real wage recovery, and improved credit access could support volumes in the near future. l Top line was partiall
Slide 15: Financial Tables
Financial Tables
Slide 16: Adjusted EBITDA Reconciliation & Margin
Adjusted EBITDA Reconciliation & Margin Table 4: Adjusted EBITDA Reconciliation & Margin (amounts expressed in millions of pesos, unless otherwise noted) Three-months ended Nine-months ended September 30, September 30, 2026 2025 % Chg. 2026 2025 % Chg. Adjusted EBITDA reconciliation: Net profit (Los
Slide 17: Balance Sheet
Balance Sheet SHAREHOLDER'S EQUITY Capital stock and other capital related accounts 430,052 430,052 Table 8: Condensed Interim Consolidated Statements of Financial Position Reserves 889,466 860,306 (amounts expressed in millions of pesos, unless otherwise noted) Retained earnings 69,442 29,160 Equit
Slide 18: Income Statement
Income Statement Table 9: Condensed Interim Consolidated Statements of Profit or Loss and Other Comprehensive Income (unaudited) (amounts expressed in millions of pesos, unless otherwise noted) Three-months ended Nine-months ended September 30, September 30, 2026 2025 % Change 2026 2025 % Change Net
Slide 19: Statement of Cash Flows
Statement of Cash Flows Table 7: Condensed Interim Consolidated Statement of Cash Flows (amounts expressed in millions of pesos, unless otherwise noted) Three-months ended Nine-months ended June 30, September 30, 2026 2025 2026 2025 CASH FLOWS FROM OPERATING ACTIVITIES Net Profit (Loss) 14,482 (11,4
Slide 20: Thank you!
Thank you! IR Contact Marcos I. Gradin Chief Financial Officer and Investor Relations Diego M. Jalón Head of Investor Relations [email protected]
Loma Negra Compañía Industrial Argentina — Q3 2026 Earnings Presentation on 6ix