Danske Bank A/S · OMXCOP:DANSKE

Danske Bank A/S — Investor Presentation (June 2023)

10 slides from Danske Bank A/S's investor presentation, Jun 7, 2023

  1. Slide 1: Focused Nordic leader with strong profitability

    Focused Nordic leader with strong profitability Investor update Copenhagen, June 7, 2023

  2. Slide 2: Business Customers

    Business Customers The corporate banking partner for tomorrow's opportunities Johanna Norberg, Head of Business Customers 2

  3. Slide 3: A strong presence in the most attractive customer segments

    Strategic priorities – Business Customers A strong presence in the most attractive customer segments Small corporates Mid corporates Mid corporates Basic needs Medium needs Advanced needs Market size1 Service model Scalable digitally-led model and Digital daily banking combined Proactive advisory an

  4. Slide 4: We have a strong foundation to build upon

    Strategic priorities – Business Customers We have a strong foundation to build upon From 2020 To 2022 Nordics FX ranking1 #1 Leading product suite & global expertise Nordics DCM issuer ranking1 #3 #1 Accelerated sustainability agenda Green loan volume, DKK 12 bn 36 bn (+73% p.a.) Strongholds Leading

  5. Slide 5: We will focus on three main growth and profitability levers

    Strategic priorities – Business Customers We will focus on three main growth and profitability levers 1 Win prioritised segments and scale digital engagement model Targets 2023E 2026T Income RoAC Win new mid corporates with advanced needs and corporates with international needs Scale small corporate

  6. Slide 6: Win prioritised segments and scale digital engagement model

    Strategic priorities – Business Customers 1 Win prioritised segments and scale digital engagement model Segment Ambition Value levers Markets 2026 targets Relative income contribution Mid corporates Mid corporates with advanced Nordic market leader for customers with advanced needs Pan-Nordic DKK +0

  7. Slide 7: Strengthen and leverage One Corporate Bank platform

    Strategic priorities – Business Customers 2 Strengthen and leverage One Corporate Bank platform Non-digital focus areas Digital focus areas 2026 targets Harvest BC and LC&I synergies in product development Improve Increase Enhance cross-sell +5% efficiency integration Annual growth in daily Utilise

  8. Slide 8: Differentiate through leading advisory and ESG capabilities

    Strategic priorities – Business Customers 3 Differentiate through leading advisory and ESG capabilities Foundation to build upon Future focus 2026 targets Improve • Leading advisory capabilities • Implement next-level segmentation model and satisfied customers customer • Enhance advisory and 1:1 com

  9. Slide 9: Business Customers

    Return on Allocated Capital <40% Cost to Income +5pp 24% ~21% 16% 2022 Q1 ‘23 Cost Income Other1 2026T Cost Income Business Optimised advisor efficiency enabled by digitalisa- tion, re-invested to cater for above market growth Targeted customer acquisition in most income generating segments Customer

  10. Slide 10: Disclaimer

    Disclaimer Important Notice This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to buy or acquire securities of Danske Bank A/S in any jurisdiction, including the United States, or an inducement to enter into

Danske Bank — Investor Presentation (June 2023) on 6ix