Fonix Plc · LSE:FNX

Fonix — FY2026 Earnings Presentation

23 slides from Fonix's earnings presentation, September 2026

  1. Slide 1: Investor Briefing

    Investor Briefing Final Results Presentation Year ended 30 June 2026

  2. Slide 2: The Business

    The Business Rob Weisz Chief Executive Officer Fonix Investor Briefing September 2026 2

  3. Slide 3: Executive Summary

    Executive Summary Portugal established; Switzerland FY26 trading performance now live with two customers; ahead of market expectations France and a sixth market in build Strong growth in mobile PayFlex, CompsPortal and payments and mobile RichMessaging advancing - beyond messaging business lines SMS

  4. Slide 4: What we do and how

    What we do and how Clients / Users Consumer services Marketing Messaging Payment Payments connections connections Integrations Audience Participation Campaign Manager Notifications Features Donations Marketing Interactive Competitions & gift aid campaigns campaigns Balance Winner Donation Text to pa

  5. Slide 5: Operational & Financial Update

    Operational & Financial Update Michael Foulkes Chief Financial & Operating Officer Fonix Investor Briefing September 2026 5

  6. Slide 6: Operational Highlights

    Operational Highlights Key achievements for the year ended 30 June 2026: 3 +8 New products scaled MNO & PSP connections* 6 100% Markets live or in progress Platform uptime 58 99% Average staff for FY26 Income of a repeating nature *MNO = Mobile Network Operator | PSP = Payment Service Provider. Incl

  7. Slide 7: Key Performance Indicators

    Key Performance Indicators Financial and operating key performance indicators for the year ended 30 June 2026: TPV1 Gross Profit £303m £21.0m + 8.0% YOY + 12.9% YOY Adjusted EBITDA2 Adjusted PBT3 £16.2m £15.5m + 11.0% YOY + 8.4% YOY 1 TPV means the Total Payment Volume and represents the gross value

  8. Slide 8: Trading Growth YOY

    Trading Growth YOY Financial performance (July 2017 to June 2026) ● Revenue, GP and Adj. EBITDA growth all ahead of expectations ● FY26: return to double-digit growth ● GP +12.9% to £21.0m ● Adj. EBITDA +11.0% to £16.2m ● Step-up from steadier growth of FY25, as international and product investment

  9. Slide 9: Segmental Analysis

    Segmental Analysis FY26 FY25 Change Share of Revenue £'000 £'000 YoY FY26 ● GP = key indicator (Fonix's share of Mobile payments 52,874 48,784 8% 63% Mobile messaging 28,322 21,831 30% 34% payment/messaging revenue) Managed services 2,150 2,165 -1% 3% Total revenue 83,346 72,780 15% 100% ● Mobile pa

  10. Slide 10: Financial Performance

    Financial Performance FY26 FY25 Change ● GP +12.9% YoY — UK media, messaging Financial Performance £'000 £'000 YoY growth, Portugal TPV 303,297 280,900 8% ● Adj. opex +20% — new hires (France, dev, Revenue 83,346 72,780 15% legal) + higher hosting costs Gross profit 21,029 18,628 12.9% Adjusted oper

  11. Slide 11: Cashflow

    Cashflow Actual Underlying Underlying cash Actual Cash cash cash ● Underlying cash: £9.4m FY26 FY25 FY26 FY25 (FY25: £9.9m) — excludes Actual & underlying cash flow £'000 £'000 £'000 £'000 customer funds Operating cash flow before corporation tax 23,782 11,107 16,727 14,142 Corporation tax paid (4,8

  12. Slide 12: Strategy Update

    Strategy Update Rob Weisz Chief Executive Officer Fonix Investor Briefing September 2026 12

  13. Slide 13: International Strategy

    International Strategy Ireland Switzerland 6th European market Live since 2022 Live since March 2026 (pilot) Connectivity completed Fonix launched in Ireland in 2022 One broadcast customer went live Mobile network connectivity and continues to perform during the year, with a second completed during

  14. Slide 14: Switzerland: a greenfield opportunity

    Switzerland: a greenfield opportunity Entering Switzerland with the fundamentals and the partners in place Why Switzerland Customer traction Sizable population base Broadcasters: and addressable market Mobile networks: Strong, willing broadcasters: two significant media groups with large, non-overla

  15. Slide 15: Product Strategy

    Product Strategy Core strategy New Products Robust, secure & reliable Highly scalable, cloud-based infrastructure Channel agnostic (MNOs, PayFlex CompsPortal RichMessaging PSPs, SMS, RCS) (RCS) Fonix Investor Briefing September 2026 15

  16. Slide 16: Outlook

    Outlook Rob Weisz Chief Executive Officer Fonix Investor Briefing September 2026 16

  17. Slide 17: Executive Summary

    Executive Summary Trading FY26 ahead of market expectations for the year. Growth Return to double-digit growth through innovation and new market expansion. Investment Continued investment in product development and international resources. International Portugal established, Switzerland in pilot, Fr

  18. Slide 18: Thank you for your time

    Thank you for your time 18

  19. Slide 19: Appendix

    Appendix 19

  20. Slide 20: The Team

    The Team Board Ed Spurrier Carmel Warren Will Neale Chair Non-executive Director Non-executive Director Rob Weisz Michael Foulkes Senior CEO CFO & COO Leadership Francesca Gangemi Marcus Kern Louisa Harris Steve George Clare Charles Anthony Baladi Director of Technology Head of Tech Operations & Cli

  21. Slide 21: Balance Sheet

    Balance Sheet FY26 FY25 Change Balance sheet £'000 £'000 YoY Intangible asset 2,452 2,017 22% Right of use asset 45 166 -73% Tangible assets 38 31 23% Trade and other receivables 35,215 33,766 4% Cash and cash equivalent (actual cash) 28,579 21,998 30% Total assets 66,329 57,978 14% Current liabilit

  22. Slide 22: Disciplined Sector Focus

    Disciplined Sector Focus Media Charity Digital Services Payments & interactivity Mobile donation Gaming, publishers, for TV & radio technology entertainment, ticketing & enterprise • >80% of the business; • Predominantly UK-based today, • Diversification beyond Media • primary focus for internationa

  23. Slide 23: The Market

    The Market App Stores & Global Players High Value Brand Opportunities Content Market Low Value Ring Tones Wallpapers Diets Funny Videos Emerging Markets Fonix Investor Briefing September 2026 23

Fonix — FY2026 Earnings Presentation on 6ix