Apollo Finvest (india) Limited · BSE:APOLLOFI
Apollo Finvest (india) — FY2025 Earnings Presentation
14 slides from Apollo Finvest (india)'s earnings presentation, May 28, 2025
Slide 1: Filing cover letter to BSE – Investor Presentation
APOLLO FINVEST (INDIA) LTD. CIN: L51900MH1985PLC036991 REGISTERED OFFICE: 301, Plot No. B-27, Commerce Centre, Off New Link Road Near Morya House, Andheri West, Mumbai, Maharashtra 400053 Email Id: [email protected] Contact No. 7700986861 Website: www.apollofinvest.com May 28, 2025 To, BSE Limi
Slide 2: Apollo Finvest – Digital-First Publicly Listed NBFC
APOLLO FINVEST Digital-First Publicly Listed NBFC
Slide 3: RBI Updates
RBI Updates Key Highlights & Impact Digital Lending Guidelines, 2025 • NPA & Provisioning Recognition • Due Diligence of LSPs Apollo ensures robust provisioning that has always factored in Apollo ensures thorough compliance and governance checks DLG cover. of all LSPs, with regular reviews in place.
Slide 4: Financials
Financials
Slide 5: FY25 Results Key Metrics
FY 25 Results Key Metrics Rs. 30.44 Cr 44% Total Income Total Income Growth Y/Y Growing top-line Stable income trajectory Rs. 7.22 Cr Rs. 0.29 Cr Profit After Tax PAT per employee Consistent profitability since Strong returns from a streamlined inception workforce 74.4% 24% AUM Growth Y/Y Net Profit
Slide 6: Apollo's Performance Metrics
Apollo's Performance Metrics 0.4 64.45% Debt to Equity Capital Risk Adequacy Ratio (CRAR) Highlights strong equity support, well Strong risk capacity—over 2x the industry of 31.22% below the industry average of 1.8 0.7% 2.86% GNPA 30 PAR Highlights strong portfolio health, Controlled early delinquen
Slide 7: Growth and Scale
Growth and Scale AUM grew by 74% Y/Y in FY25 AUM Last 2 FYs - quarter wise (In Cr)* 100 85.57 83.36 80 70.38 65.58 60 47.5 44.09 40 20 15.12 14.88 0 Q1 24 Q2 24 Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Q4 25
Slide 8: Our Strategy
Our Strategy
Slide 9: Where we are at?
Where we are at? Continued focus on wholesale lending… AUM Breakdown FY25 Retail Loans 39% 83.36 Cr Term Loans 61%
Slide 10: Our Due Diligence
Our Due Diligence A comprehensive NBFC assessment that supports our term loan investment decision • Management details Organisation Structure | Promoter's stake | Shareholding Pattern | Corporate Governance • Financial Metrics Profit Margins | Debt to Equity | Return on Equity | CRAR | ALM Movement
Slide 11: What's Next?
What's Next? In a world chasing complexity, we’ve chosen clarity! Establish Distribution Thoughtful, high-quality scale through term loan partnerships with some of the best NBFCs in the country. Projected AUM breakdown 70% Retail, 30% Wholesale Go Deeper Post Distribution Next, we expand through Co-
Slide 12: Apollo Intelligence
Apollo Intelligence
Slide 13: Industry Dashboard (work in progress..)
Industry Dashboard (work in progress..) As we expand distribution and as our front-end scales, we're building a dashboard on Sonic! Live data streams Powered by data from our own loan book & our partner ecosystem Better data Better partners Real-time Live insights into credit performance across loan
Slide 14: Collections (work in progress..)
Collections (work in progress..) We started with Senti - our in house sentiment analysis tool, and now we're building Apollo's full-stack collections muscle AI-Powered Developing an in-house AI voice bot to enable seamless, fully virtual end-to- end collections Digital First Built a strong all-digit
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