Care Ratings Ltd · NSE:CARERATING
Care Ratings — Q1 FY27 Earnings Presentation
15 slides from Care Ratings's earnings presentation, August 2026
Slide 1: Investor Presentation Q1 FY27
CARE Ratings Limited Investor Presentation Q1 FY27 CLARITY. CONVICTION. CareEdge.
Slide 2: Safe Harbour
Safe Harbour This presentation and the accompanying slides (the “Presentation”), which have been prepared by CARE Ratings Ltd. (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities
Slide 3: Macro-Economic Indicators
MACRO- ECONOMIC INDICATORS
Slide 4: Fundraising Activity in the Economy
Fundraising Activity in the Economy Corporate Bond Issuances Commercial Paper Issuances 4.0 5.6 3.6 5.4 3.5 5.4 3.0 5.2 2.5 2.5 5 Rs Trillion Rs Trillion 2.0 4.8 1.5 4.6 4.5 1.0 4.4 0.5 4.2 0.0 4 Q1 FY26 Q1 FY27 Q1 FY26 Q1 FY27 Source: Prime database; Data extracted on 4th Aug 2026; Source: RBI * In
Slide 5: Bank Credit Offtake
Bank Credit Offtake Credit Growth - Industry & Services Credit Growth - Industry End June-25 End Jun-26 End June-25 End Jun-26 25 35 21.4 30.3 30 20 19.2 25 23.0 15 19.2 Y-o-Y % Y-o-Y % 20 16.6 10 8.8 15 13.2 6.3 10 5 5 2.0 0 0 Industry (23%) Services (30%) Micro & Small (23%) Medium (10%) Large (67
Slide 6: High Frequency Indicators
High Frequency Indicators Trends in PMIs Trends in Industrial Activity Manufacturing PMI Services PMI IIP Core 64 8 7 62 6 60 5 58 4 Y-o-Y % Index 56 3 2 54 1 52 0 50 -1 48 -2 Jan-26 Jan-26 Aug-25 Sep-25 Aug-25 Sep-25 Jul-25 Feb-26 Apr-26 Jul-26 Jul-25 Feb-26 Apr-26 Nov-25 Nov-25 May-25 Jun-25 Oct-2
Slide 7: Financials
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Slide 8: Q1 FY27 Key Highlights
Q1 FY27 Key Highlights Standalone Consolidated 16.5% 18.9% Rs. 88.15 Crs YoY Rs. 111.68 Crs YOY Operating Income Operating Income 18.2% 36.5% 24.9% 31.0% YoY Margin Rs. 34.63 Crs YoY Margin Rs. 32.09 Crs EBITDA & EBITDA Margin % EBITDA & EBITDA Margin % 16.3% 32.7% 24.6% 26.1% Rs. 33.88 Crs YoY Marg
Slide 9: About Us
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Slide 10: About Us CareEdge
About Us To be a global research and analytics To provide best-in- class tools, analyses, company that enables risk mitigation and and insights, enabling customers to make superior decision making informed decisions Our Our Vision Mission Rating Entities Non Rating Entities CareEdge Group CARE Ratin
Slide 11: Overall Ratings Business
Overall Ratings Business Credit Ratings Business Other Ratings CareEdge Global CARE Ratings (Africa) CARE Ratings CARE ESG CARE Ratings Limited Ratings Limited IFSC Limited Private Limited Nepal Limited Incorporated in 1993, India’s Headquartered at GIFT City, Incorporated in 2014 Incorporat
Slide 12: CareEdge Analytics
CareEdge Analytics Consulting • AI Implementation Road map • AI Implementation Risk Assessments Products Solutions Platforms • AI Engineering AI Inside, AI by the Side Gen-AI Native Solutions Agentic AI • AI Strategy and Transformation Augmented Intelligence Intelligent Co-Pilots Autonomous Intellig
Slide 13: CareEdge Advisory
CareEdge Advisory Advisory & Research Grading Sustainability Consultancy Services Services Practice Practices • Market Study & Business • ESG Strategy and • Customized Sectoral • AIF Grading Strategy Integration Research • MFI / COCA Grading • Company Research & credit • SPOs/Impact Study on • Marke
Slide 14: Outreach Activities: Q1 FY27
Outreach Activities: Q1 FY27 Report Launches - India & UK Insight Edge – CareEdge Conversations CareEdge Global launched the third edition of A CareEdge Podcast CareEdge Ratings and ORF launched a Sovereign Ratings on June 26, 2026, in London, in CareEdge hosted ‘Conversations ‘Debt Market Summit’ i
Slide 15: Company and Investor Relations Advisors
Company : Investor Relations Advisors : CARE Ratings Limited Strategic Growth Advisors Private Limited CIN: L67190MH1993PLC071691 CIN: U74140MH2010PTC204285 Ms. Neha Shroff/ Mr. Dhruvil Jani [email protected] [email protected] / [email protected] +91 77380 73466 / +91 97025 545