Ing Groep N.v. · EURONEXT:INGA

Ing Groep — ING Group — Investor Day (October 2016)

13 slides from Ing Groep's investor day presentation, Oct 3, 2016

  1. Slide 1: Wholesale Banking Industry Lending

    Wholesale Banking Industry Lending ING Group Investor Day 2016 Christopher Steane, Global Head of Lending Services Amsterdam, 3 October 2016

  2. Slide 2: Key points

    Key points • Sustainability is at the core of our business and we are recognised as an industry leader • Industry Lending is a high value-added product for clients and ING, while General Lending is an anchor product to build primary relationships • Industry Lending has supported balance sheet optimi

  3. Slide 3: Sustainable Finance is embedded at all levels of our business

    Sustainable Finance is embedded at all levels of our business Main Sustainability Themes Sustainable Transitions Financed* Recognition (in EUR bln) • Energy Transition Ranked 1st and • Circular Economy 35.0 Industry Leader of 27.8 395 banks by • Water 23.8 19.5 Sustainalytics 90 out of 100 at DJSI;

  4. Slide 4: Industry Lending is high value-added product for customers and ING, while General Lending is anchor

    Industry Lending is high value-added product for customers and ING, while General Lending is anchor to build primary relationships Lending Services Industry Lending Commonalities: ING management General Lending framework • High value-added product • Anchor product for corporates • Strong syndication

  5. Slide 5: Industry Lending has supported balance sheet optimisation while delivering solid ROE

    Industry Lending has supported balance sheet optimisation while delivering solid ROE Industry lending development in customer lending Industry Lending growth by region since end-2013 (in EUR bln) 9% 3% 6% Netherlands 106 99 Belux 82 Challengers 74 72 29% EUR Growth Markets 34 bln Asia 34% Americas O

  6. Slide 6: Our businesses have a track record of disciplined growth

    Our businesses have a track record of disciplined growth We have grown Industry Lending segments steadily and profitably through the cycle Specialised Financing Group (SFG) income (in EUR mln) and Energy, Transport & Infrastructure Group (ETIG) income ROE (in %) (in EUR mln) and ROE (in %) 710 820 I

  7. Slide 7: Global Market Transactions have grown strongly since 2012

    Global Market Transactions have grown strongly since 2012 Industry Lending (excl. REF) Global Market Transactions Industry Lending (excl. REF) Global Bookrunner Rank 1 BNP Paribas 1,109 1,080 2 Ind & Comm Bank China 901 3 Mitsubishi UFJ Fin. Group 758 4 ING #4 5 Mizuho Financial Group 577 503 ING 6

  8. Slide 8: Industry Lending is well diversified across sectors…

    Industry Lending is well diversified across sectors… Industry Lending credit outstanding* 2Q16 (in EUR bln) Specialised Financing Group (SFG) Energy, Transport & Infrastructure Group (ETIG) • Medium-term cash flow based lending in established • Longer tenor lending via senior secured debt with stron

  9. Slide 9: …and geographies in which we operate; footprint varies depending on location

    …and geographies in which we operate; footprint varies depending on location Industry Lending credit outstandings* 2Q16 (in EUR bln) North America CEE Non-Eurozone, Eurozone 4.7 Russia & Turkey 8.5 1.0 8.7 2.7 China EUR 3.2 EUR 0.1 12.3 25.2 9.1 3.8 EUR bln 1.7 37.8 bln EUR 5.1 bln 2.8 1.0 bln 0.8 M

  10. Slide 10: Portfolio diversification: case study Metals & Mining

    Portfolio diversification: case study Metals & Mining Classic Mining Metal / Steelmaking Suppliers and Manufacturers Traders Downstream - Aluminium Fertilizer and Industrial Metallurgical Coal and Downstream - Steel Downstream - Base Precious Metals Thermal Coal Base Metals Ferro-alloys Aggregates A

  11. Slide 11: Risk costs are controlled by appropriate structuring

    Risk costs are controlled by appropriate structuring Long Term Risk Record SF Risks are controlled in a number of ways Underlying risk costs in bps of average RWA • Industry and sub-sector selection 147 40-45 bps 129 • Geographical selection 74 of RWA 71 74 66 • Client selection 57 52 52 through-the

  12. Slide 12: Key points

    Key points • Sustainability is at the core of our business and we are recognised as an industry leader • Industry Lending is a high value-added product for clients and ING, while General Lending is an anchor product to build primary relationships • Industry Lending has supported balance sheet optimi

  13. Slide 13: Important legal information

    Important legal information ING Group’s annual accounts are prepared in accordance with International Financial Reporting Standards as adopted by the European Union (‘IFRS-EU’). In preparing the financial information in this document, except as described otherwise, the same accounting principles are

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