IRIS RegTech Solutions Limited · NSE:IRIS

IRIS RegTech Solutions — Q2 & H1 FY27 Earnings Presentation

29 slides from IRIS RegTech Solutions's earnings presentation, Nov 5, 2026

  1. Slide 1: Exchange filing letter for earnings call presentation

    November 5, 2026 To, BSE Limited National Stock Exchange of India Limited Corporate Relationship Department, Exchange Plaza, 5th Floor, Plot No C/1, Phiroze Jeejeebhoy Towers, G Block, Bandra-Kurla Complex, Dalal Street, Mumbai 400 001 Bandra (East), Mumbai - 400 051 Scrip Code: 540735 Symbol: IRIS

  2. Slide 2: Investor Trust and value across the reporting chain

    IRIS REGTECH SOLUTIONS LIMITED · BSE | NSE Investor Trust and value across the reporting chain Presentation SupTech RegTech Q2 & H1 FY27 DataTech AI 5th November 2026

  3. Slide 3: Q2 & H1 FY27 at a glance

    OVERVIEW Q2 & H1 FY27 at a glance H1 FY27 REVENUE ARR · 30 SEP 26 REGULATORS SERVED COUNTRIES ₹ 7,617 ₹ 9,260 30+ 55+ ▲ 32% YoY ▲ 27% since Mar vs ₹ 5,749 in H1 FY26 vs ₹ 7,310 as on 31 Mar 26 across geographies 26 live deployments THREE BUSINESSES, ONE REGULATORY KNOWLEDGE BASE SupTech RegTech Data

  4. Slide 4: IRIS works at both ends of regulatory reporting

    POSITIONING IRIS works at both ends of regulatory reporting One knowledge base, built over two decades, serving the regulator who supervises and the entity that reports. IRIS AI The regulatory knowledge base, and the platform at each end Regulators Enterprises & banks Supervise and collect the data

  5. Slide 5: What sets IRIS apart

    COMPETITIVE POSITION What sets IRIS apart Unique position Proven delivery Scale and trust Deepest in the reporting process Products that ship fast and stay Two decades, proven at scale Integrated upstream, from source data Solutions for financial and non- Listed company, 20+ years in RegTech to fina

  6. Slide 6: Trusted by leading institutions worldwide

    SUPTECH + REGTECH · MARQUEE CUSTOMERS Trusted by leading institutions worldwide Banks & financial Financial regulators Corporate institutions …more …more Partners IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 5

  7. Slide 7: SupTech

    01 SupTech WHAT MAKES IT DIFFERENT Our institutional trust is built on long standing relationship with marquee regulators. 01 SupTech 02 RegTech 03 AI 04 Financials IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 6

  8. Slide 8: The system a regulator runs on

    SUPTECH · THE REGULATOR BUSINESS The system a regulator runs on SupTech is the infrastructure a regulator uses to run reporting, from specifying what must be filed, to collecting and acting on it. 01 02 03 Design & Define Collect Supervise The regulator sets what must be Filers across the market sub

  9. Slide 9: A durable, recurring business

    SUPTECH · THE REGULATOR BUSINESS A durable, recurring business H1 FY27 REVENUE SUPTECH ARR· 30 SEP 26 WHY IT HOLDS ₹4,130 ₹2,310 Mission-critical ▲ 25% YoY ▲ 10% since Mar Once embedded in a regulator's supervision, it stays. vs ₹ 3,280 H1 FY26 vs ₹ 2,110 at 31 Mar 26 Multi-year contracts Long tenur

  10. Slide 10: Land one regulator, earn the category

    SUPTECH · EXPANSION Land one regulator, earn the category Credibility with one regulator of a type makes us credible with the rest of that type. Deposit insurance, tax and pension are categories entered for the first time in the last two years. ESTABLISHED CATEGORIES Central banks Capital market reg

  11. Slide 11: Two more ways the SupTech base grows

    SUPTECH · EXPANSION Two more ways the SupTech base grows Deeper with each regulator Through partners NEW MODULES Global SIs and the Big 4 Licensing Case management Registration for consulting reach Risk-based supervision BI & Analytics Local IT firms Scope that grows when the regulation changes for

  12. Slide 12: RegTech

    FOR ENTERPRISES 02 IRIS CARBON RegTech WHAT IT IS Two products, one reporting platform: IRIS CARBON for enterprises, iDeal for banks. FOR BANKS iDeal 01 SupTech 02 RegTech 03 AI 04 Financials IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 11

  13. Slide 13: IRIS CARBON: one platform - connected data, connected teams

    REGTECH · IRIS CARBON · DISCLOSURE MANAGEMENT IRIS CARBON: one platform - connected data, connected teams IRIS CARBON brings siloed data and disparate teams onto one single platform, empowering reporting and control. Regulatory reporting Source systems Statutory and structured-data filing FINANCE ·

  14. Slide 14: IRIS CARBON: A journey deeper into the enterprise

    REGTECH · IRIS CARBON IRIS CARBON: A journey deeper into the enterprise 04 · WIDER MARKET 03 · EXPANDING USE CASES Broadening market New mandates and geographies 02 · SHIFTING LEFT More coverage keep adding demand. Multi jurisdiction reporting across 01 · WHERE WE STARTED Authoring platform wider ra

  15. Slide 15: IRIS CARBON in numbers & growth drivers

    REGTECH · IRIS CARBON IRIS CARBON in numbers & growth drivers H1 FY27 REVENUE CARBON ARR · 30 SEP 26 ₹5,700 GROWTH DRIVERS ₹2,184 Shifting left ▲ 58% YoY ▲ 52% since Mar Uptake of Disclosure Management module leading to higher ticket size, deeper engagement, stickier vs ₹ 1,380 H1 FY26 vs ₹ 3,765 at

  16. Slide 16: Land and expand: a case study

    REGTECH · IRIS CARBON · ARR GROWTH STORY · FORTUNE 500 · A GLOBAL OIL AND GAS MAJOR Land and expand: a case study 22x ARR 22x Land and expand + Subsidiary reporting We landed with one use case, then expanded across products, markets and group entities. + ESEF and ESG report authoring Products 1→3 +

  17. Slide 17: IRIS iDeal: The reporting platform for banks

    REGTECH · IRIS IDEAL IRIS iDeal: The reporting platform for banks Financial institutions report over 100,000 data points to the regulator annually. IRIS iDeal automates the collection, transformation, validation and submission of these high frequency regulatory filings. Source systems Regulator Repo

  18. Slide 18: IRIS iDeal: owning banks' source data and entering new markets

    REGTECH · WHY IRIS IDEAL IRIS iDeal: owning banks' source data and entering new markets REVENUE ARR GROWTH DRIVERS ₹ 560 ₹ 980 Upsell: Upstream into source data Moving left to data collection from various ▲ 24% YoY ▲ 6% YoY transaction systems within the bank, raising deal vs ₹ 4,50 H1 FY26 vs ₹ 930

  19. Slide 19: AI @ IRIS

    03 AI @ IRIS WHAT MAKES IT DIFFERENT Domain-powered AI models, trusted by both regulators and enterprises. Built on 20+ years of regulatory and reporting expertise. 01 SupTech 02 RegTech 03 AI 04 Financials IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 18

  20. Slide 20: One set of AI agents, across both regulators and enterprises

    ARTIFICIAL INTELLIGENCE @ IRIS One set of AI agents, across both regulators and enterprises AI models are available to everyone. What makes ours reliable is two decades of knowing how regulatory reporting actually works. AI AGENTS · ACROSS THE BOARD Knowledge Repository XBRL Automation Regulators En

  21. Slide 21: Why AI@IRIS is different

    ARTIFICIAL INTELLIGENCE @ IRIS · OUR EDGE Why AI@IRIS is different Grounded in financial and regulatory expertise Knowledge Contextual & Deterministic Decades of knowledge from inside both the company and the regulator, Our own smart frameworks that resolve AI inconsistencies and plug into so our AI

  22. Slide 22: How our AI capabilities create value

    ARTIFICIAL INTELLIGENCE @ IRIS · VALUE DRIVERS How our AI capabilities create value VALUE DRIVERS 01 02 Anomaly & Inconsistency Detection Speed Effort Validation runs alongside drafting and Repeated manual checks and re-keying reports reach regulators structured, give way to one continuous review, s

  23. Slide 23: Financials

    04 Financials WHERE IT STANDS Increasing recurring revenues, a global footprint, and a balance sheet funded for growth. 01 SupTech 02 RegTech 03 AI 04 Financials IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 22

  24. Slide 24: Financial highlights

    FINANCIAL OVERVIEW Financial highlights QUARTERLY Total revenue Recurring revenue EBITDA PAT ₹ lakhs ₹ lakhs ₹ lakhs ₹ lakhs 4,093 2,171 3,524 1,839 3,110 1,685 410 269 184 109 83 Q2FY26 Q1FY27 Q2FY27 Q2FY26 Q1FY27 Q2FY27 Q2FY26 Q1FY27 Q2FY27 -97 Q2FY26 Q1FY27 Q2FY27 HALF-YEARLY Total revenue Recurr

  25. Slide 25: Segment performance

    FINANCIAL OVERVIEW Segment performance SupTech RegTech DataTech Revenue Revenue Revenue ₹ lakhs, half-yearly ₹ lakhs, half-yearly ₹ lakhs, half-yearly 4,126 3,285 2,736 1,825 89 82 H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27 EBITDA EBITDA EBITDA ₹ lakhs, half-yearly ₹ lakhs, half-yearly ₹ lakhs, half-

  26. Slide 26: Revenue mix by geography

    FINANCIAL OVERVIEW Revenue mix by geography APAC Europe India 18% 20% 15% 15% 8% 6% H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27 Americas MENA Africa 43% 31% 17% 11% 9% 7% H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27 IRIS RegTech Solutions Limited | Q2 & H1 FY27 Investor Presentation 25

  27. Slide 27: Consolidated Income Statement

    FINANCIAL OVERVIEW Consolidated Income Statement Quarterly Half Yearly Particulars (₹ lakhs) Q2 FY27 Q1 FY27 QoQ Growth Q2 FY26 YoY Growth H1FY27 H1FY26 YoY Growth Total Revenue 4,093 3,524 16% 3,110 32% 7,617 5,749 32% Revenue from Operations 3,874 3,275 18% 2,856 35% 7,149 5,376 33% Total Expenses

  28. Slide 28: Consolidated Balance Sheet

    FINANCIAL OVERVIEW Consolidated Balance Sheet Particulars (₹ lakhs) H1FY27 FY26 Particulars (₹ lakhs) H1FY27 FY26 E Q U ITY A SS E TS (a) Equity share capital 2,057 2,057 (1) Non-current assets (b) Other equity 18,156 18,014 (a) Property, plant and equipment 136 120 (c) Non-Controlling Interest 2 2

  29. Slide 29: The IRIS story

    IN SUMMARY The IRIS story Strong product market Funded for growth Sticky customers AI across the portfolio fit, large headroom New products with established Surplus cash, no meaningful Rated 4.8 / 5 on G2, 92% NPS Domain-powered AI models product market fit debt Higher deal size and deeper Investing

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