Societe Generale S.a. Class A · EURONEXT:GLE
Societe Generale S.a. Class A — SG Premium Review Conference 2010
13 slides from Societe Generale S.a. Class A's conference presentation, Dec 2, 2010
Slide 1: SG Conference, Premium Review 2010
SG Conference, Premium Review 2010 Frédéric Oudéa, Chairman & CEO Paris, December 2, 2010 We stand by you
Slide 2: Disclaimer
Disclaimer This document may contain a number of forecasts and comments relating relating to the targets and strategies of the Societe Generale Group. These forecasts are based on a series of assumptions, both general general and specific, notably - unless specified otherwise - the application of ac
Slide 3: Strategic plan highlights
SOCIETE GENERALE GROUP Strategic plan highlights Ambition Ambition SG SG 2015 2015 Main Main financial financial targets targets Revenue Revenue CAGR CAGR 2009-2012 2009-2012 of of ~+4% ~+4% Enhance Enhance aa client-oriented client-oriented Universal Universal Banking Banking model model refocused
Slide 4: French networks well positioned to outperform
FRENCH NETWORKS French networks well positioned to outperform Net new account openings by quarter ** 2010 achievements (9 months) (in thousands) 70 More than 160,000 net new current account 60 openings 50 40 Growth in loans and deposits 30 20 Increase in Group Net Income by +21%* vs. 10 9M-09 0 Stre
Slide 5: Confirmation of the upturn in activities
INTERNATIONAL RETAIL BANKING Confirmation of the upturn in activities Loans and deposits outstandings 2010 achievements (9 months) (in EUR bn – in absolute terms) Breakeven in Russia in Q3 10 62.6 64.0 63.4 64.8 Others 60.7 60.4 Sub-sah. Growth in loans and deposits Africa + French territories Decre
Slide 6: Benefits of a diversified business model
CORPORATE AND INVESTMENT BANKING Benefits of a diversified business model 2010 achievements (9 months) Core activities 9M 10 NBI split by business line EUR 5,871 m Very good performance of structured finance Financing Equity activities and Advisory Strong resilience of market activities 34% 30% Stre
Slide 7: Confirmed improvement
SPECIALISED FINANCIAL SERVICES & INSURANCE PRIVATE BANKING, GLOBAL INVESTMENT MANAGEMENT & SERVICES Confirmed improvement Breakdown of SFS&I SFS&I’s Group Net Income (in EUR m) 2010 achievements (9 months) 33 20 10 -37 70 92 87 Specialised Sustained net life insurance inflow 16 36 33 Financial Servi
Slide 8: Strict risk management
SOCIETE GENERALE GROUP Strict risk management Cost of Risk (in bp*) bp*) Group excluding legacy assets 120 Gradual fall in cost of credit risk 100 Significant reduction in market risk 80 Decrease in gross Trading VaR since 60 Mid cycle 55-65 bp end of 2008 40 Max loss under stress cut by 50% since 2
Slide 9: Increase operating efficiency
SOCIETE GENERALE GROUP Increase operating efficiency Retail Information system: Retail Banking Industrialisation and Pooling Shared IT applications IT program France: one single information system delivered and implemented in stages Convergence France Global IT application for our between 2012 and 2
Slide 10: Core Tier 1 ratio (%)
SOCIETE GENERALE GROUP “Basel 3” Core Tier 1 ratio of around 7.5% achieved from early 2013 Business growth impact Regulatory impact 8.6%* -120 bp 7.9%* -105 bp +40 bp Core Tier 1 ratio (%) +300 bp -205 bp 10.2% 10.2% 8.4% 8.5% 7.5% Sep. 30th Capital RWA Jan. 1st Basel 2.5 Basel 3 Mitigation Jan. 1st
Slide 11: Good access to deposits and long-term funding
SOCIETE GENERALE GROUP Good access to deposits and long-term funding Proactive management of the balance sheet 2010 programme of EUR 28 bn realised Change Change vs. Dec.07 Long-term vs. Dec.07 resources Secured 161 +32% Structured public 122 private senior +20% 397 Customer placements issues 332 lo
Slide 12: Conclusion
SOCIETE GENERALE GROUP Conclusion We have solid foundations for long-term profitable growth with significant exposure to emerging markets We are transforming the Group through portfolio arbitrage and pooling of information systems We will meet “Basel 3” capital requirements as of 2013 without raisin
Slide 13: We stand by you
Investor Relations Hans VAN BEECK, Stéphane DEMON, Claire LANGEVIN, Stéphane MARTY, Ludovic WEITZ Tel.: +33 (0) 1 42 14 47 72 We stand by you E-mail: [email protected] - Internet: www.investor.socgen.com