National Securities Depository Limited · BSE:NSDL
National Securities Depository — Investor Presentation (May 2024)
43 slides from National Securities Depository's investor presentation, May 2024
Slide 1: Investing in Gold – Why and How For Retail Investors
Investing in Gold – Why and How For Retail Investors
Slide 2: Indian Securities Market - Overview
Indian Securities Market - Overview Market Regulator SEBI Stocks and Commodities Other Depositories Derivative Intermediaries Exchanges Stock Brokers, NSE, BSE, MSE, RTAs, Mutual NSDL, CDSL MCX etc. Funds, Investment Advisors etc.
Slide 3: Starting Investment in Securities Market
Starting Investment in Securities Market Accounts Required Bank Account Trading or Broking Account Demat Account Many DPs offer a 3-in-1 account opening facility which gives you the convenience of opening a trading, demat and bank account – all together. Now many DPs are offering online demat accoun
Slide 4: About NSDL
About NSDL 1996 Demat accountholders present First Depository One of the leading Depositories in in 99.27% of pincodes in India in India the world Wide service network – all States and UTs No. of Service Centres – 61,298
Slide 5: Growing Custody Value
Growing Custody Value 423.44 > 87% Market 294.45 Share 227.51 119.30 67.56 Dec. 2010 Dec. 2015 Dec. 2020 Dec. 2021 Mar 2024 Total Value of All Assets Held In All NSDL Demat Accounts in ₹ Lakh Crore
Slide 6: NSDL’s Progress
NSDL’s Progress 350 Bank deposits and 302 300 NSDL Custody Value 244 250 200 186 172 169 160 155 146 Aggregate Bank Deposits of All 150 140 129 Scheduled Banks (in ₹ Lakh 117 Crore) 110 100 NSDL Demat Custody Value (in ₹ Lakh Crore) 50 Bank Deposit Source : RBI 0 Mar. 31, 2017 Mar. 31, 2018 Mar. 31,
Slide 7: NSDL’s Progress
NSDL’s Progress 350 GDP and NSDL Custody Value 302 300 250 244 237 201 198 200 190 186 171 172 GDP at Market Price (in ₹ Lakh Crore) 160 154 146 NSDL Demat Custody Value (in ₹ Lakh Crore) 150 100 50 GDP Source : https://dbie.rbi.org.in/ 0 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Slide 8: Indian Securities Market - Depository System
Indian Securities Market - Depository System Issuer Company / RTA Clearing Corporation (NSE Clearing Limited/ Other Depository Indian Clearing Corporation Limited) DP 1 DP 2 Stock Broker / Stock Broker / Trading Member 1 Investor 1 Investor 2 Clearing Member 2
Slide 9: Services offered by Depository Participant
Services offered by Depository Participant Account Opening Change in account details Demat*, Remat of securities, Account freeze Conversion & Redemption of (Account level, ISIN level Mutual Fund Units and Quantity level) Transfer of securities** Pledge and Margin Pledge of securities *Even unlisted
Slide 10: Key points on Anti-Money Laundering
Key points on Anti-Money Laundering Legislative and Regulatory References • Prevention of Money Laundering Act, 2002 • Prevention of Money Laundering (Rules), 2005 • SEBI Master Circular – October 15, 2019 What is Money Laundering (ML)? • Money Laundering is “the process in which the proceeds of cri
Slide 11: Key points for all Investors
Key points for all Investors Individuals: • Provide officially valid documents for proof of identity and address • Furnish correct information on income, occupation, business, marital status, etc. • Provide accurate financial information – salary or business income as applicable • Inform about any c
Slide 12: Be a Prudent Investor
Be a Prudent Investor Keep record of documents signed, account statements, contract notes received and payments made. Save important emails and take periodic back up of data. Change password of your online accounts frequently. Never share your passwords, OTP, CVV and PIN with any one. Never click on
Slide 13: Be a Prudent Investor
Be a Prudent Investor Inform your DP about any change in your Personal Information such as address, bank account immediately. Always mention your Mobile Number and email ID in account opening form and keep them updated. NSDL publications and presentations are available in Hindi, English and other la
Slide 14: Be a Prudent Investor – Don’ts
Be a Prudent Investor – Don’ts Never deal with any unregistered or unauthorised market intermediary. Check on the SEBI’s website that your stock broker / authorised person, mutual fund distributor, investment advisor are registered with SEBI. Never invest with borrowed money. Avoid unnecessary loans
Slide 15: Be a Prudent Investor
Be a Prudent Investor @ NSDL Technolowy, Teust & Rewett wrt Nominate Karo - Surakshit, Samajhdaar, | @ NSDL aur Atmanirbhar Niveshak Bano! B.. Hurry!! Last date is ca ___ June 30, 2024 NOMINATE YOUR LOVED ONES TODAY!! | Teen st Opting-in/Opting-out of nomination is mandatory in your Demat Account to
Slide 16: Be a Prudent Investor
Be a Prudent Investor @ NSDL Technolowy, Teust & Rewett ier Do Not Fall Prey To Stock Tips, Hot Picks etc. Circulated on Twitter, Instagram, WhatsApp, Telegram, Unsolicited SMS, YouTube Channels etc. Be a Prudent Investor ult a SEBI Regist E t Advisor and Do You Homework Bef
Slide 17: Be a Prudent Investor
Be a Prudent Investor @ NSDL Technolowy, Teust & Rewett ier Do Not Invest In Any Ponzi Scheme, Unregistered Collective Investment Scheme or Any Other Schemes Promising Unrealistic Returns
Slide 18: NSDL Newsletter for Investors
NSDL Newsletter for Investors The Financial Kaleidoscope – Free monthly newsletter Newsletter – The www.nsdl.co.in Education Financial Kaleidoscope
Slide 19: SEBI Investor Website
SEBI Investor Website Learn to Manage Your Money for Financial well-being. For more information, please visit SEBI’s Investor website https://investor.sebi.gov.in
Slide 20: SEBI’s Mobile App for Investor Education
SEBI’s Mobile App for Investor Education
Slide 21: If You are holding Securities in Paper form
If You are holding Securities in Paper form 1. Provide PAN, KYC information and Nomination to RTA / Company for all joint holders. 2. Get PAN and Aadhaar linked for all joint holders. 3. Folio may be frozen if not complied. 4. Electronic interface provided by company / RTA for various service reques
Slide 22: Grievances Redressal
Grievances Redressal 1. Read Investor Charter at www.nsdl.co.in → Education 2. Lodge your complaint with SEBI at https://scores.sebi.gov.in/ or SEBI Mobile App – SCORES. 3. For filing dispute for resolution by conciliation and arbitration, visit SEBI’s Securities Market Approach for Resolution Throu
Slide 23: Be cautious
Be cautious while scanning QR codes to make payments. Be alert of online loan apps and quick-win lottery schem Be alert. Never click on ) unknown links... you may risk expo: your bank account to frauds. Unauthorised Digital Lena App Fake Lottery Schemes Beware of unknown links: * Delete SMS/emails w
Slide 24: Investment in Gold
© NSDL Investment in Gold
Slide 25: Why Invest In Gold?
Why Invest In Gold? 1. Its is distinct Asset Class. A Prudent allocation to each asset class is fundamental concept of Portfolio Management. 2. It has world wide acceptability. Even central banks maintains gold reserve. 3. Historically, it has provided consistent returns. 4. Easy entry and exit opti
Slide 26: How to Invest In Gold?
How to Invest In Gold? 1. Traditional or physical Gold ✓ Coins, Bars ✓ Jewellery 2. Gold Mutual fund 3. Gold Exchange Traded Fund 4. Digital Gold 5. Sovereign Gold Bond Though popular, but purchasing jewellery is not same as investment in gold. It is primarily for consumption or usage.
Slide 27: Gold Investment in Traditional or Physical form
Gold Investment in Traditional or Physical form Advantages 1. Easy and convenient purchase 2. Cash purchase is possible 3. High liquidity Problems 1. Threat of theft / loss 2. Making charges 3. High storage cost 4. Difficult to detect impurity 5. Lack of standard pricing
Slide 28: Investment in Gold Funds
Investment in Gold Funds 1. It is like any other mutual fund. 2. AMC invests in gold, securities of gold mining companies and Gold ETFs. Advantages 1. Any time entry and exit option for investors. 2. Small amount of investment - ₹500 or more. SIP option available. Problems 1. Returns depend on fund
Slide 29: Gold Exchange Traded Fund
Gold Exchange Traded Fund Similar to mutual funds which invest in gold and which are traded in stock exchange. Advantages 1. Any time entry and exit option for investors. 2. Small amount of investment is possible. SIP option available. 3. Investor holding equivalent of 1 Kg gold ( or its multiple) i
Slide 30: Digital Gold
Digital Gold 1. Similar to buying physical gold. By paying money, you get a notional credit in your gold account. 2. The intermediary selling digital gold maintains inventory in physical gold. Advantages 1. Anytime entry and exit options. 2. Option to get delivery in physical form. 3. You can invest
Slide 31: Sovereign Gold Bond
Sovereign Gold Bond 1. SGBs are relatively a new form to invest in Gold. Bonds are in the market since 2015. 2. It’s a Government Security, issued and managed by RBI. 3. SGBs are held in Bond Ledger Account maintained by RBI. 4. Investors are allotted units against the price paid by them. 5. Purchas
Slide 32: Features of SGB
Features of SGB 1. Who can buy SGB? ✓ Any Indian resident – individuals, Trusts, HUFs, charitable institutions and universities. ✓ Investment may be on behalf of a minor. 2. Investment limits – Per Investor on the basis of PAN ✓ Minimum - 1 unit (or gram) ✓ Maximum - 4000 units or 4 Kilograms per in
Slide 33: Features of SGB
Features of SGB 5. Tenure - 8 year ✓ Premature redemption possible from 5th year (on interest payout dates). ✓ Maturity payments are credited automatically to linked bank account. 6. Price ✓ Subscription and Redemption price are simple average of closing price of gold of 999 purity of previous 3 wor
Slide 34: How to Subscribe / Purchase SGB?
How to Subscribe / Purchase SGB? 1. Direct subscription when issue is on ✓ Through banks, select post offices, stock exchanges and SHCIL. ✓ Through RBI Retail Direct Account. ➢ Application for subscription can be made in paper form or through netbanking. ➢ If application and payment are made online,
Slide 35: How to Subscribe / Purchase SGB?
How to Subscribe / Purchase SGB? 2. Secondary Market Purchase ✓ Already issued SGB can be purchased anytime through your stock broker. ✓ Price can be different from initial subscription price. ✓ Purchase will be in demat form.
Slide 36: Dematerialization of Physical SGB
Dematerialization of Physical SGB 1. Physical SGBs can be converted in demat anytime before maturity. 2. You need to submit a request to entity through which you purchased SGB. 3. You need to mention your DP ID and Client ID in which you want the credit. You may use your exiting demat account. No ne
Slide 37: Rematerialization of SGB
Rematerialization of SGB 1. SGBs held in demat account can be converted in physical form anytime before maturity. 2. You need to submit a request to your DP. 3. You need to mention name of the entity (bank or post office) through which you want to hold physical SGB and bank account details. 4. That
Slide 38: Transfer of SGB
Transfer of SGB 1. SGBs can be transferred anytime before maturity through sale or by way of gift. 2. Transfer can be for entire or part quantity. 3. Physical SGBs can be transferred by submitting a request in prescribed Transfer Form and copy of Certificate of Holding to the entity through which yo
Slide 39: How to liquidate investment in SGB before maturity?
How to liquidate investment in SGB before maturity? 1. You may sell the SGBs held in demat account any time through your stock broker at the prevailing market price. 2. Banks extends loan against SGB held in physical or demat form. 3. SGBs held in demat account or physical form can be surrendered to
Slide 40: Comparison of various forms of Gold investment
Comparison of various forms of Gold investment Particulars Physical Gold Digital Gold Gold Fund Gold ETF Sovereign Gold Bond Returns Only on account of price Only on account of price Directly related to Fund Directly related to Twin returns – half yearly escalation escalation performance Fund perfor
Slide 41: Still thinking – why Gold?
Still thinking – why Gold? 1. “Gold is money. Everything else is credit.” J. P. Morgan 2. “The Golden Rule: He who has the gold makes the rules.” 3. “If the world does well, gold will be fine. If the world doesn't do well, gold will also do fine...but a lot of other things could collapse.” Thomas Ka
Slide 42: Follow us on
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Slide 43: THANK YOU
THANK YOU We welcome your feedback and suggestions about this program at www.nsdl.co.in / [email protected]
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