First NBC Bank Holding Company
First NBC Bank — Shareholder Meeting (May 2015)
13 slides from First NBC Bank's shareholder meeting presentation, May 21, 2015
Slide 1: 2014 Annual Shareholders Meeting
First NBC Bank Holding Company 2014 Annual Shareholders Meeting May 21, 2015 Exhibit 99.1
Slide 2: Forward Looking Statements
Statements contained in this presentation that are not historical facts, including statements accompanied by words such as “will,” “believe,” “anticipate,” “expect,” “estimate,” “preliminary,” or similar words, constitute “forward-looking statements” within the meaning of the Private Securities Liti
Slide 3: 2014 Year In Review
2014 Year In Review 3 • Net Income of $55.6 million, an increase of $14.7 million, or 35.9%, from year end 2013 • Income available to common shareholders of $54.1 million, an increase of $15.5 million, or 40.2%, from year end 2013 • EPS on a diluted basis of $2.84, an increase of $0.52, or 22.4%, fr
Slide 4: Loan Growth
4 Loan Growth Total Loans Percentage Change 3,500,000 3,000,000 2,500,000 2,000,000 1,500,000 1,000,000 500,000 0 $ (T ho us an ds ) 2010 2011 2012 2013 2014 1Q15 • Experienced double-digit loan growth over each of the last five years • Expects to achieve similar growth results in 2015; Loans grew 4
Slide 5: Loan Composition
Loan Composition As of 12/31/14 Consumer, 1% Construction, 12% Commercial real estate, 45% Consumer real estate, 5% Commercial*, 37% * Commercial loans include loans to the oil and gas industry, primarily to oil and gas service companies. The oil and gas commercial loan portfolio is approximately 3%
Slide 6: Deposit Growth
Total Deposits Percentage Change 4,000,000 3,000,000 2,000,000 1,000,000 0 $ (T ho us an ds ) 2010 2011 2012 2013 2014 1Q15 6 Deposit Growth 46.9% 19.3% 20.4% 14.3% 7.9% • Experienced double-digit deposit growth over each of the last five years • Expects to achieve similar growth results in 2015; De
Slide 7: Deposit Composition
7 Deposit Composition As of 12/31/14 Noninterest- bearing, 12% Certificates of deposit, 37% NOW deposits, 15% MMA deposits, 34% Savings deposits, 2% As of 12/31/10 Noninterest- bearing, 9% Certificates of deposit, 57% NOW deposits, 9% MMA deposits, 24% Savings deposits, 1% • Shift in deposit mix sin
Slide 8: Investment In Tax Credit Projects
8 Investment In Tax Credit Projects TOTAL FEDERAL NMTCs TOTAL FEDERAL LIHTCs TOTAL FEDERAL HTCs Future Tax Credits at 12/31/14 50.0 40.0 30.0 20.0 10.0 0.0 $ (M ill io ns ) 2015 2016 2017 2018 2019 2020 Period Ending • As of December 31, 2014, $163.8 million of Federal New Market and Low Income Hous
Slide 9: Creating Shareholder Value
9 Creating Shareholder Value
Slide 10: Looking Ahead - 2015 & Beyond
10 Looking Ahead - 2015 & Beyond • Q1 Net Income available to common shareholders of $15.7 million, an increase of $0.4 million over the linked-quarter of 2014, and $3.2 million over the same period of 2014 • Expected growth both organically and through mergers and acquisitions • FDIC assisted acqui
Slide 11: FNBC Footprint
11 FNBC Footprint • On December 30, 2014, First NBC entered into an Agreement and Plan of Reorganization with State Investors Bancorp, Inc. (SIBC), a full-service commercial bank headquartered in Metairie, Louisiana. • On January 16, 2015, First NBC entered into an agreement with the FDIC to purchas
Slide 12: Concluding Remarks
12 Concluding Remarks • 2014 - Another high growth year • Continued reliance on organic growth • Two acquisitions to be completed in 2015 • Experienced bankers in the markets we serve • Relationship Banking Model
Slide 13: Thank you
The management and staff of First NBC Bank Holding Company thank you for your continued support. First NBC Bank Holding Company
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