Morgan Stanley · NYSE:MS
Morgan Stanley — Investor Presentation (January 2025)
24 slides from Morgan Stanley's investor presentation, Jan 18, 2025
Slide 1: Wealth Management Perspectives
Wealth Management Perspectives
Slide 2: Do You Understand Your Equity Award?
Do You Understand Your Equity Award? Different Risks, Vesting Rules and Tax Consequences Nonqualified stock options (NQSO) • Allow employees to buy company stock at a predetermined price, usually lower than future market prices, within a set timeframe UNDERSTANDING YOUR BENEFITS Qualified incentive
Slide 3: Equity Awards Can Have Complex Implications
Equity Awards Can Have Complex Implications Employee Stock and Options can Offer Opportunities, but also a Significant Level of Risk and Complexity OPPORTUNITIES TO EARN MORE… Over the last 30 years, real wages have increased by about 1% a year on average1, while the stock market has historically re
Slide 4: Key Benefits of Equity Award Analysis
Key Benefits of Equity Award Analysis The Morgan Stanley Equity Award Analysis Tool Empowers your Financial Advisor to help with Enhanced Advice related to appropriate strategies and their hypothetical tax, cash flow and risk implications Equity Award Analysis Efficiency through Potentially better h
Slide 5: Integration With Your Goals
Integration With Your Goals A Complete View of Your Total Wealth that Includes your Equity Plan Your employee stock and options can be a significant part of the wealth you’ve built over time to help meet the goals that matter to you. Converting that wealth to enable your dreams is often complex, and
Slide 6: Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. The sole purpose of this material is to inform, and it in no way is intended to be an ofer or solicitation to purchase or sell any security, other investment or ser
Slide 7: Manager due diligence process and Value Score methodology
manager due diligence process are equally important factors for investors when considering managers for use through an investment advisory program. Factors including, but not limited to, manager turnover and changes to investment process can partially or fully negate a positive Adverse Active Alpha
Slide 8: Conflicts of interest and compensation disclosures
Management or its afliates receive compensation from, or otherwise related to, those investment managers or mutual funds. For example, a Financial Advisor may suggest that GIMA evaluates an investment manager or fund in which a portion of his or her clients’ assets are already invested. While such a
Slide 9: Nontraditional investment options and strategies
Nontraditional investment options and strategies are often employed by a portfolio manager to further a fund’s investment objective and to help ofset market risks . However, these features may be complex, making it more difcult to understand the fund’s essential characteristics and risks, and how it
Slide 10: Structured Investments and Alternative Investments risks
Structured Investments are complex and not appropriate for all investors. An investment in Structures Investments involve risks. These risks can include but are not limited to: (1) Fluctuations in the price, level or yield of underlying instruments, interest rates, currency values and credit quality
Slide 11: Hedge fund index biases
It should be noted that the majority of hedge fund indexes are comprised of hedge fund manager returns. This is in contrast to traditional indexes, which are comprised of individual securities in the various market segments they represent and ofer complete transparency as to membership and construct
Slide 12: Virtual Currency Products (Cryptocurrencies)
Virtual Currency Products (Cryptocurrencies) Buying, selling, and transacting in Bitcoin, Ethereum or other digital assets (“Digital Assets”), and related funds and products, is highly speculative and may result in a loss of the entire investment. Risks and considerations include but are not limited
Slide 13: Digital Assets risk disclosures
like other investors have, you can lose some or all of your holdings of Digital Assets. - Unlike US banks and credit unions that provide certain guarantees of safety to depositors, there are no such safeguards provided to Digital Assets held in digital wallets by their providers or by regulators. -
Slide 14: Not a financial plan; ERISA disclosures
independent decision. This material is not a fnancial plan and does not create an investment advisory relationship between you and your Morgan Stanley Financial Advisor. We are not your fduciary either under the Employee Retirement Income Security Act of 1974 (ERISA) or the Internal Revenue Code of
Slide 15: ESG investing disclosures
disclosures and/or marketing material to learn more about how it incorporates ESG factors into its investment strategy. ESG investments may also be referred to as sustainable investments, impact aware investments, socially responsible investments or diversity, equity, and inclusion ("DEI") investmen
Slide 16: Insurance and donor advised fund disclosures
through Morgan Stanley Smith Barney LLC’s licensed insurance agency afliates. Since life and long-term care insurance are medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new poli
Slide 17: Trust services disclosures
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third -party corporate trustee. The trust services referenced herein are provided by the third parties listed who are not afliated with Morgan
Slide 18: Securities based lending risk information
applicable. Borrowing against securities may not be appropriate for everyone. Clients must be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please se
Slide 19: Mortgage and home equity loan disclosures
National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Ofce of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifer #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity li
Slide 20: Credit card eligibility disclosures
The Morgan Stanley Blue Cash Preferred® Card is only available for clients who have an Eligible Account with Morgan Stanley Smith Barney LLC or its eligible afliates, including but not limited to E*TRADE from Morgan Stanley. An “Eligible Account” is a brokerage account (i) held in your name, (ii) he
Slide 21: Savings and FDIC insurance disclosures
Savings are eligible for FDIC insurance up to $250,000 (including principal and interest) per depositor, per each bank selected by the client for all deposits held in the same insurable capacity (the Maximum Applicable Deposit Insurance Amount), provided that certain conditions are satisfed. All dep
Slide 22: Cash management and lending disclosures
apply. Subject to device connectivity. Cash management and lending products and services are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. The information provided herein is not intended to address any parti
Slide 23: Analysis fee and liquidity calculation notes
applicable to brokerage relationships, it has been applied to the analysis, which may result in hypothetical returns that are slightly lower than what would have been achieved by a brokerage account. The actual fee may be less than this amount and will generally be charged monthly and not daily. How
Slide 24: Awards and rankings disclosures
The American Financial Technology Award’s Best Risk Management Initiative was awarded in 2022. This ranking was determined based on an evaluation process conducted by Waters Technology during the period from 02/09/2022 – 04/11/22. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or
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