Oversea-Chinese Banking — Q3 2026 Earnings Presentation

4 slides from Oversea-Chinese Banking's earnings presentation, Nov 6, 2026

Slide 1: Group Chief Executive Officer Key Messages
Group Chief Executive Officer Key Messages Tan Teck Long Group Chief Executive Officer 6 November 2026 1
Slide 2: Strong 3Q26 Banking results reflected franchise strength and resiliency
Results Overview Strong 3Q26 Banking results reflected franchise strength and resiliency ❑ Group net profit beat strongest quarter last year (3Q 25), despite drop in GEH contribution ❑ Banking total income and net profit at new high, up 7% and 16% YoY ❑ Strong growth across banking franchise, underp
Slide 3: Further upgrade to 2026 financial guidance
Outlook Further upgrade to 2026 financial guidance ❑ 2026 financial guidance ▪ Low -double -digit loan growth ▪ Total income to grow at least mid -single digit ; flat to slight decline in NII 1/ ▪ CIR at low 40 % ▪ Credit costs in the range of 15-20 bps ▪ 50% ordinary dividend payout ratio; Complete
Slide 4: Thank you
Thank you Disclaimer: This presentation should be read as an overview of OCBC’s current business activities and operating environment which may contain statements relating to OCBC’s growth strategy and future business aspirations. This presentation contains “forward-looking statements”, which are ba