Vakrangee Limited · NSE:VAKRANGEE
Vakrangee — Q2 FY2026-27 Earnings Presentation
35 slides from Vakrangee's earnings presentation, Oct 28, 2026
Slide 1: Exchange filing cover letter
Vakrangee Limited “Vakrangee Corporate House”, Plot No.93, Road No.16, M.I.D.C. Marol, Andheri (East), Mumbai - 400093. Maharashtra, W: www.vakrangee.in | L:+91 22 2850 3412/+91 22 6776 5100 F: +91 22 28502017 | CIN: L65990MH1990PLC056669`` VKL/C&L/2026/49 October 28, 2026 To, Department of Corporat
Slide 2: Vakrangee Limited Q2 FY2026-27 Results Update
SAB KAAM EK DUKAAN ASSISTED TOTAL HEALTHCARE “GO TO MARKET PLATFORM” : BUILDING INDIA’S LARGEST LAST MILE DISTRIBUTION PLATFORM VAKRANGEE LIMITED Q2 FY2026-27 RESULTS UPDATE October 28, 2026
Slide 3: Disclaimer
DISCLAIMER This presentation has been prepared by Vakrangee Limited (“Vakrangee” or “VL” or the “Company”) solely for your information and for your use and may not be taken away, reproduced, redistributed or passed on, directly or indirectly, to any other person (whether within or outside your organ
Slide 4: Table of Contents
TABLE OF CONTENTS Results Performance Update 04 Growth Strategy Initiatives 11 Company Overview 23 Update on Sustainability ESG Initiatives 32 3
Slide 5: Results Performance Update
RESULTS PERFORMANCE UPDATE 4
Slide 6: Results Performance Update
RESULTS PERFORMANCE UPDATE Q2 FY2026-27 (Q-o-Q Basis) TOTAL INCOME EBITDA Q2 FY27 consolidated revenue grew by In Rs Lakhs In Rs Lakhs 945.9 10.7% post inter-company sales 5,790.2 6,408.9 elimination 861.9 EBITDA growth of 9.7% QoQ with 10.7% 9.7% 15.3% Margin in Q2 FY27 Q1 FY2026-27 Q2 FY2026-27 Q1
Slide 7: Q2 and H1 Revenue and GTV Contribution Break-up
RESULTS PERFORMANCE UPDATE BUSINESS : Q2 FY2026-27 REVENUE & GROSS TRANSACTION VALUE CONTRIBUTION BREAK-UP Revenue from Operations Break-up Gross Transaction Value (GTV) 0.2% 23.0% 15.7% 50.8% 3.3% 84.1% 22.9% BFSI ATM E-Commerce & Other Services Sale of ATM Product / Service BFSI ATM E-Commerce & O
Slide 8: Results Performance Update Highlights
RESULTS PERFORMANCE UPDATE • Q2 FY27 Results: Total Income grew by 10.7% QoQ, PAT surged by 20.9% QoQ, and Cash Profit increased by 8.2% QoQ. • H1 FY27 Results: Total Income stood at ₹12,199.1 Lakhs, while PAT stood at ₹498.4 Lakhs. • With a debt-free balance sheet and a positive cash profit, the Co
Slide 9: Vakrangee Kendra - Performance Update
VAKRANGEE KENDRA - PERFORMANCE UPDATE PERFORMANCE UPDATE FOR Q2 FY2026-27 Our Presence Total No. of Outlets Presence in States/UTs Presence in districts Presence in Tier IV, V & VI 23,885 32 614 ~82% Our Platform – Key KPIs Total Transactions Total GTV No. of Master Franchisee (Districts Covered) 2.
Slide 10: Vortex Engineering - Performance Update
VORTEX ENGINEERING - PERFORMANCE UPDATE Q2 FY2026-27 (Q-O-Q Basis) TOTAL INCOME ATM order received from Public Sector Bank for 540 ATM Machines In Rs Lakhs 1,419.9 908.6 Expanded Global Footprint with Entry into Cameroon, Central Africa 56.3% Strong Revenue & Profitability Q1 FY2026-27 Q2 FY2026-27
Slide 11: Consolidated Financial Statements
CONSOLIDATED FINANCIAL STATEMENTS Key Profit & Loss Statement Items Particulars (Rs. in Lakhs.) Q2 FY2026-27 Q1 FY2026-27 QoQ% H1 FY2026-27 Total Income 6,408.9 5,790.2 10.7% 12,199.1 Total Expenses 5,975.4 5,421.2 10.2% 11,396.6 EBIDTA 945.9 861.9 9.7% 1,807.7 Profit before Tax & Exceptional Item 4
Slide 12: Growth Strategy Initiatives
GROWTH STRATEGY INITIATIVES 11
Slide 13: Growth Strategy Initiatives
GROWTH STRATEGY INITIATIVES FASTER EXPANSION OF THE KENDRA NETWORK LEVERAGING MASTER FRANCHISEES • Pan-India Reach: Master Franchisees appointed across 541 districts and 31 States/UTs. • Network Growth: Driving outlet expansion and on-ground operational support. • Strategic Goal: Achieve 100% distri
Slide 14: Growth Strategy: Update on Banking Services
GROWTH STRATEGY: UPDATE ON BANKING SERVICES NEW BANKING PARTNERSHIP ADDED DURING THE QUARTER EXPANDING ACCESS, EMPOWERING EVERY CORNER • Expanded Banking Network: Operationalized new partners banks to deepen rural reach. • Extensive BC Network: More than 15,000 Banking BC points enabling AePS-based
Slide 15: Growth Strategy: Launched New Products
GROWTH STRATEGY: LAUNCHED NEW PRODUCTS LAUNCHED NEW INOVATIVE PRODUCTS AT GLOBAL FINTECH FEST (GFF) 2026 • Landmark Launch: Android ATM with Self Banking launched with NPCI & PNB, inaugurated by the Secretary, DFS, Government of India. • 3 Made-in-India Innovations: Android ATM | Passbook Printer Ki
Slide 16: Launch of Digital Banking Unit at Global Fintech Fest 2026
GROWTH STRATEGY: LAUNCHED NEW PRODUCTS LAUNCH OF DIGITAL BANKING UNIT AT GLOBAL FINTECH FEST (GFF) 2026 • Prestigious Launch: Digital Banking Unit inaugurated by Shri Sanjay Lohiya, Secretary, Department of Financial Services, at Global Fintech Fest (GFF) 2026. • Technology Innovation: Successfully
Slide 17: Growth Strategy: Strong Focus Areas
GROWTH STRATEGY: STRONG FOCUS AREAS Key Growth Drivers Accelerating Vakrangee’s Next Phase of Expansion Insurance Loans Equity Mutual Funds Empowering Bharat with Wider Access & Stronger Margins • Stronger partnerships: Added multiple partners to expand reach & enhance service delivery. • Affordable
Slide 18: Vortex Engineering: At an Inflection Point
GROWTH STRATEGY INITIATIVES : VORTEX ENGINEERING AT AN INFLECTION POINT, POISED FOR STRONG GROWTH Large growing domestic & Global Market Strong Growth replacement market Opportunity Visibility ▪ India’s installed ATM ▪ Global ATM market size ▪ Till now, more than 15,742 capacity: ~250k+ machines. re
Slide 19: Business Strategy Update: Vortex Engineering
BUSINESS STRATEGY UPDATE: VORTEX ENGINEERING UNIQUE OFFERINGS SUITED TO EMERGING COMPANY OVERVIEW MARKET • Incorporated in 2001, Vortex is Pioneer in low-power ATMs • 9 patents in the field of ATM & Cash Dispensers (Make in (Swadeshi ATM) and is an India-based technology company India – Atmanirbhar
Slide 20: Focus on Innovation with Make in India
FOCUS ON INNOVATION WITH “MAKE IN INDIA” Multi Functional Android ATM Passbook Passbook Printer Mini MiniCRM Kiosk CRM Kiosk Lobby ATM Lobby ATM Kiosk (Recycler) Mini ATM Android ATM Printer Kiosk (Recycler) • Recently launched new products i.e. Android ATM, Passbook Printer Kiosk, Mini CRM Kiosk (R
Slide 21: Ecoteller FL / Lobby Android ATM
ECOTELLER® FL/ LOBBY ANDROID ATM ANDROID ATM SERVICES SECURED NO JACKPOTTING NO PROXY SWITCH NO MALWARE OMNI CHANNEL INTEGRATION 20
Slide 22: Expanding Our Presence: Vortex Engineering
EXPANDING OUR PRESENCE: VORTEX ENGINEERING 15,700+ Ecoteller® ATM SHIPMENTS 18,500+ Perfo® manages multi- vendor ATM terminals across multiple locations. EXPANDING PARTNER NETWORKS MEA, Europe & Americas Regions APAC Region Botswana | Burkina Faso | Caribbean | Djibouti | DR Congo | Ghana | Ivory Co
Slide 23: Our Proud Customers: Vortex Engineering
OUR PROUD CUSTOMERS : VORTEX ENGINEERING APAC Region MEA, Europe & Americas Regions SWITCH INTEGRATION 22
Slide 24: Company Overview
Vakrangee COMPANY OVERVIEW
Slide 25: Vakrangee Journey So Far
VAKRANGEE JOURNEY SO FAR • Asset-light, retail-focused franchise model PHASE • District-level MF rollout for full coverage 2023 ONWARDS 4 • Focus on scaling last-mile rural distribution (POST DEMERGER) • Acquisition of Vortex Engineering (Subsidiary of Vakrangee) NEXTGEN VAKRANGEE KENDRA & DIGITAL A
Slide 26: Vakrangee Kendra - Scope of Services
VAKRANGEE KENDRA – SCOPE OF SERVICES BFSI & ATM SERVICES FINANCIAL INSURANCE BANKING ATM SERVICES White Label ATM Operator • Opening of Online Demat & • Life Insurance • ATM Cash Withdrawal • Account Opening Trading Account • General Insurance • Non-Financial • Cash Withdrawal/ Deposit • Money Trans
Slide 27: Vakrangee Kendra - Scope of Services
VAKRANGEE KENDRA – SCOPE OF SERVICES ASSISTED E-COMMERCE SERVICES ONLINE AGRICULTURE ONLINE ASSISTED TOTAL RECHARGE & ASSISTED ONINE PRODUCTS & SHOPPING HEALTHCARE BILL PAYMENTS TRAVEL SERVICES SERVICES (Available only on BharatEasy Mobile Super App) (Only for Rajasthan) • Online Shopping • Telemedi
Slide 28: Vakrangee Kendra Model: Look and Feel
VAKRANGEE KENDRA (VK) MODEL : LOOK & FEEL MODEL 1 : VK WITH ATM WITH MODEL 2 : VK WITHOUT ATM MODEL 3 : VK WITHOUT ATM PRIVATE BANK BC POINT WITH PSU BANK BC POINT WITH PRIVATE BANK BC POINT Min Area required 65-80 sq. ft. Min Area required 25-30 sq. ft. Key Features : Key Features : • ATM at outlet
Slide 29: Vakrangee Kendra: Long Term Sustainable and Profitable Business Model
VAKRANGEE KENDRA : LONG TERM SUSTAINABLE & PROFITABLE BUSINESS MODEL • With the development of the Digital Economy, India is fastly moving towards Digital Payment Mechanisms and Emerging as a Cashless Society • With the fast pace of digital payment penetration, Cash transactions such as ATM & Bankin
Slide 30: Update on Master Franchisee Initiatives
UPDATE ON MASTER FRANCHISEE INITIATIVES A UNIQUE LIFETIME EARNING OPPORTUNITY • Master Franchisees (MF) are eligible to earn a % of active franchisee’s earnings on an on-going perpetual basis. Plan to achieve • Responsible for end-to-end monitoring and ensuring operational compliance for there respe
Slide 31: Update on BharatEasy Mobile Super App
UPDATE ON BHARATEASY MOBILE SUPER APP • Vakrangee is launching an online digital platform to enable seamless services for the consumer at the comfort of their homes. Through this, company has evolved into the unique O2O (Online to Offline) platform, whereby there is Assistance available through the
Slide 32: Business Model: Our Unique Offering
BUSINESS MODEL : OUR UNIQUE OFFERING Customer Strong Value Proposition • All in One Super App Platform • Access to Physical Store network - Trust & Comfort for Customers especially in Rural India Unique Convenience Features : Leveraging the Vakrangee Eco-System • Store Pick Up Facility • Pay at Stor
Slide 33: Update on Sustainability ESG Initiatives
UPDATE ON SUSTAINABILITY ESG INITIATIVES 32
Slide 34: Key Initiatives: Sustainability Impact & ESG
KEY INITIATIVES : SUSTAINABILITY IMPACT & ESG VAKRANGEE ESG PERFORMANCE UPDATE S&P Global ESG Score Sustainalytics ESG Score Vakrangee has earned a “S&P Global Bronze Class” spot in the Source Link : www.sustainalytics.com yearbook and has score 60 ESG Score (S&P Global Scores) in the Corporate Sust
Slide 35: Thank You
Vakrangee Thank You