JM Financial Limited · NSE:JMFINANCIL
JM Financial — Investor Presentation (October 2018)
22 slides from JM Financial's investor presentation, Oct 8, 2018
Slide 1: Corporate Presentation filing letter to exchanges
jJM FINANCIAL October 8, 2018 BSELimited National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza pt Floor, New Trading Ring PlotNo.C-1, G Block Rotunda Building, P J Towers Bandra-Kurla Complex Dalal Street, Fort, Bandra (East) Mumbai 400001 Mumbai - 400 051 Security
Slide 2: Liquidity Position and ALM Statement
JM Financial Limited Liquidity Position and ALM Statement October 05, 2018
Slide 3: Safe Harbour
Safe Harbour This presentation and the following discussion may contain “forward looking statements” by JM Financial Limited (“JM Financial” or “JMFL” or the “Company”) or any of its group companies (together referred to as the Group) that are not historical in nature. These forward looking statemen
Slide 4: Strong Asset and Liability Franchise
Strong Asset and Liability Franchise • Consolidated Debt / Equity of 2.3x as of June 30, 2018(1) • Commercial Paper (CP) borrowing are adequately matched by similar maturity “short term assets” which include capital market and trading assets and assets having short term contractual maturities (refer
Slide 5: Strong Equity Cushion and Diversified Business and Borrowing Franchise
Strong Equity Cushion and Diversified Business and Borrowing Franchise • High equity cushion and low asset encumbrance – High proportion of equity funding results in low encumbrance of assets – Ability to generate incremental borrowing from banking channels through availability of large amount of “b
Slide 6: JM Financial Limited (Consolidated) – Adequate Assets for all Liabilities
JM Financial Limited (Consolidated) – Adequate Assets for all Liabilities Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 2,091 2,376 1,966 1,667 2,003 2,684 2,091 Undrawn credit lines 566 - - - - - 566 Assets
Slide 7: Segment-wise Commercial Paper Borrowing and Repayment Capabilities
Segment-wise Commercial Paper Borrowing and Repayment Capabilities¹ Rs. in crore Amount % of CP Particulars (as on 5th Oct, 2018) Assets backing Rs Crore borrowing Investment Banking, Wealth Management and Securities Business Capital Market 1,954 28.8% High quality liquid assets Trading & Broking 94
Slide 8: Segment wise assets and liabilities
Segment wise assets and liabilities 7
Slide 9: Investment Banking, Wealth Management & Securities Business (IWS)
Investment Banking, Wealth Management & Securities Business (IWS) 8
Slide 10: Investment Banking, Wealth Management & Securities Business (IWS)
Investment Banking, Wealth Management & Securities Business (IWS) Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 1,456 1,723 761 705 717 1,177 1,456 Undrawn credit lines 200 - - - - - 200 Assets which can be l
Slide 11: Key Borrowing Entities within IWS
Key Borrowing Entities within IWS JM Financial Products Limited Lends primarily to Capital Market, Corporate and Wholesale segments JM Financial Capital Limited Lends primarily to Loan against Shares, Margin Trade Financing and Employee Stock Option Financing segments JM Financial Services Limited P
Slide 12: JM Financial Products Limited
JM Financial Products Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 796 1,100 55 12 20 475 796 Undrawn credit lines 100 - - - - - 100 Total Liquidity (A) 896 1,100 55 12 20 475 896 INFLOW: 1. Assets r
Slide 13: JM Financial Capital Limited
JM Financial Capital Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 280 109 1 1 6 11 280 Undrawn credit lines - - - - - - - Total Liquidity (A) 280 109 1 1 6 11 280 INFLOW: 1. Assets repayments (includ
Slide 14: JM Financial Services Limited
JM Financial Services Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 183 107 2 - - - 183 Undrawn credit lines 100 - - - - - 100 Total Liquidity (A) 283 107 2 - - - 283 INFLOW: 1. Assets repayments (inc
Slide 15: Astute Investments
Astute Investments Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 8 38 15 2 2 2 8 Undrawn credit lines - - - - - - - Total Liquidity (A) 8 38 15 2 2 2 8 INFLOW: 1. Assets repayments (including Interest) 120 12
Slide 16: Mortgage Lending
iv) Mortgage Lending Aim FINANCIAL 15
Slide 17: Mortgage Lending
Mortgage Lending Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 630 460 718 685 765 949 630 Undrawn credit lines 228 - - - - - 228 Total Liquidity (A) 858 460 718 685 765 949 858 INFLOW: 1. Assets repayments (
Slide 18: JM Financial Credit Solutions Limited
JM Financial Credit Solutions Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 630 451 709 676 756 939 630 Undrawn credit lines 220 - - - - - 220 Total Liquidity (A) 850 451 709 676 756 939 850 INFLOW: 1
Slide 19: JM Financial Home Loans Limited
JM Financial Home Loans Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity - 8.48 8.96 9.44 9.92 10.40 - Undrawn credit lines 8.00 - - - - - 8.00 Total Liquidity (A) 8.00 8.48 8.96 9.44 9.92 10.40 8.00 INF
Slide 20: Distressed Credit
iv) Distressed Credit Au FINANCIAL 19
Slide 21: JM Financial Asset Reconstruction Company Limited
JM Financial Asset Reconstruction Company Limited Rs. in crore Repayment of liabilities out of existing Cashflow Particulars Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Total Cash Liquidity 5 194 487 277 521 558 5 Undrawn credit lines 138 - - - - - 138 Total Liquidity (A) 143 194 487 277 521 558 143 I
Slide 22: For Further Queries
For Further Queries Mr. Manish Sheth Ms. Sonia Dasgupta Group CFO Head - Group Borrowing Email: [email protected] Email: [email protected] Contact No: 022 66303461 Contact No: 022 66303197 Ms. Karishma Mehta Mr. Nishit Shah Investor Relations Business Strategy and Investor Relations Email: